Does Homeowners Insurance Cover Raccoon Damage?

Raccoons can cause extensive damage to homes if left unchecked. As nocturnal creatures, raccoons often access attics, roofs, chimneys, and other areas of a home at night to seek shelter. Once inside, they can wreak havoc by tearing up insulation, gnawing on wood and drywall, contaminating surfaces with feces and urine, and more. So does … Read more

Finding the Best Insurance in Port St. Lucie, Florida

Port St. Lucie, located on Florida’s Atlantic coast, is a fast-growing city known for its beautiful beaches, parks, golf courses, and retirement communities. With a population of over 200,000, Port St. Lucie is the eighth largest city in Florida. Whether you’re a longtime resident or new to the area, having proper insurance coverage is essential … Read more

Does Homeowners Insurance Cover Hoarding Cleanup?

Hoarding disorder affects an estimated 2-5% of the population. The excessive accumulation of possessions can lead to unsafe and unsanitary living conditions. When a hoarding situation threatens the structural integrity or habitability of a home, extensive cleanup is often required. But does homeowners insurance cover the cost of hoarding cleanup services? How Hoarding Impacts Insurance … Read more

Do You Need Insurance to Deliver for Instacart?

Driving for a delivery service like Instacart can be a great side hustle or full-time job. But before you start making deliveries, it’s crucial to understand the insurance requirements. This article explains why you need special auto insurance coverage as an Instacart driver and how to get the right policy. Overview of Driving for Instacart … Read more

Does State Farm Insurance Cover DUI Accidents?

Getting into a car accident is stressful enough on its own. But when alcohol impairment or driving under the influence (DUI) is involved, the situation becomes much more complicated. If you or a loved one has been in a DUI-related accident, you probably have questions about insurance coverage. Specifically, does State Farm insurance cover DUI … Read more

Kemper Insurance Rental Car Policy: Coverage Limits and Options

Getting in an accident and having your vehicle repaired or replaced can be extremely disruptive. Not having transportation makes everything more difficult. Rental car reimbursement coverage on your Kemper Insurance auto policy provides vital help with temporary transportation costs if your car is inoperable after a crash. Understanding exactly how Kemper’s rental car insurance works … Read more