Bella Mertz 
Taking out a personal loan is one way to access funds for a variety of purposes, from consolidating high-interest debt to financing a large purchase. However, one downside to personal loans is that the interest you pay is not tax deductible in most cases. When Personal Loan Interest Is Tax Deductible While personal loan interest … Read more
Finding an unexpected dent or ding on your car can be upsetting. While minor cosmetic damage may seem harmless, repair costs can quickly add up. In many cases, you can file an insurance claim to cover car dent repair costs. Here is a step-by-step guide on how to claim insurance for a car dent. Notify … Read more
As a taxpayer, you are probably always looking for legitimate ways to reduce your tax liability and maximize your tax deductions. Claiming tax deductible interest on certain types of loans is one effective strategy to achieve this goal. Understanding what tax deductible interest is, the types of loans that qualify, deduction limits, and how to … Read more
You just bought a new car but don’t have insurance yet. Can you park it on the street outside your home in the meantime? What about leaving your uninsured classic car parked on the road just for looks? Though it may seem harmless, parking an uninsured vehicle on public roads is illegal in most states. … Read more
Purchasing a car is a major expense, so most buyers need an auto loan to finance the purchase. But if you want to buy a used car with a salvage title, getting approved for financing may be tricky. Lenders view salvage title vehicles as risky investments, but some options exist if you know where to look. … Read more
If you’ve been in a car accident or experienced car damage, you may be wondering how many car insurance claims you can file with your provider in a single year. Many drivers don’t realize there is no set limit on the number of claims you can submit. However, filing too many claims in a short period of … Read more
Insurance agents are the lifeblood of any insurance agency. Your agents’ motivation and performance have a direct impact on your agency’s bottom line. As an agency owner or manager, it’s critical to understand what motivates your agents and how to inspire peak performance. Set Clear Goals The first key to motivation is setting clear goals for your … Read more
Having your car stolen can be an extremely stressful and frustrating situation. Not only do you lose your primary mode of transportation, but you may still owe money on an auto loan for a car you no longer possess. This is where gap insurance can provide critical financial protection. What is Gap Insurance? Gap insurance, … Read more
Loan sharks are predatory lenders who offer high-interest loans without requiring credit checks. They often target financially vulnerable individuals who may not qualify for traditional loans. While borrowing from a loan shark may seem like the only option in desperate times, failing to repay them can ruin your life. Loan sharks operate outside the law and … Read more
Building a custom home in Texas? A construction to permanent loan allows you to finance the building process and lock in long-term fixed rates with one loan. Here’s what Texas home buyers should know about construction to permanent mortgages. What is a Construction to Permanent Loan? A construction to permanent loan combines the construction loan … Read more