Your Guide to Kemper Life Insurance in Selma, AL

Kemper Life Insurance Company has been providing quality coverage to residents of Selma, AL and surrounding areas for over 100 years. This article will explore Kemper Life’s history, products, customer service, financial strength, and more, to help Selma residents understand if Kemper Life is the right provider for their life insurance needs.

Overview of Kemper Life Insurance Company

  • Kemper Life Insurance Company is a leading provider of life insurance products.

  • Founded in 1890, they have over 130 years of experience serving policyholders.

  • Kemper Life offers permanent, term, and final expense life insurance.

  • They provide personalized coverage with home office and field office locations nationwide.

  • Kemper Life has consistently earned high ratings for financial strength and claims-paying ability.

  • Policies are available through local agents and at Kemper Life district offices.

Kemper Life Insurance Products Offered in Selma, AL

Kemper Life offers several types of life insurance policies to Selma residents:

Whole Life Insurance

  • Offers lifetime coverage with guaranteed death benefits.

  • Features level premiums that don’t increase with age.

  • Builds cash value that grows tax-deferred over time.

  • Provides living benefits like withdrawals and policy loans.

Term Life Insurance

  • Provides affordable death benefit protection for a set period of time.

  • Ideal for meeting temporary needs like mortgages.

  • Available in 10, 15, 20 or 30 year coverage terms.

  • Conversion options allow switching to permanent coverage.

Guaranteed Issue Life Insurance

  • Simplified issue life insurance without medical exams.

  • Perfect for those with health conditions that make qualifying difficult.

  • Offers permanent burial and final expense protections.

  • Guaranteed acceptance for applicants ages 45 to 85 in most cases.

Kemper Life’s Selma, AL Office

Kemper Life operates a district office located at:

805 Highland Ave.
Selma, AL 36701

Local telephone: (334) 874-4302
Toll Free: (877) 876-6848

This office serves Selma residents and the surrounding communities. The knowledgeable staff provide personalized service tailored to your needs.

Working with Kemper Life Agents in Selma

In additional to the district office, Kemper Life has licensed insurance agents across Selma ready to:

  • Provide quotes for life insurance tailored to your budget.

  • Explain policy details and benefits in easy-to-understand language.

  • Guide you through the application process.

  • Deliver your policy and answer ongoing questions.

  • Assist your beneficiaries in the event of a claim.

Agents are the critical link between you and Kemper Life. They act as your advocate, ensuring you get the appropriate coverage.

Kemper Life Customer Service Experience

Kemper Life policyholders benefit from excellent customer service, including:

  • Extended district office hours for in-person support.

  • Bilingual staff equipped to serve English and Spanish-speaking customers.

  • Toll-free phone access to the home office when your local district office is closed.

  • Dedicated customer service team ready to answer questions and handle policy changes.

  • Online portal to make payments, access statements, update information anytime.

  • Fast and efficient claims processing delivered with compassion.

You’ll feel confident that your needs will be met before, during, and after the sale.

Kemper Life’s Strong Financial Ratings

Kemper Life has received strong ratings from independent rating agencies, including:

  • A- (Excellent) rating from A.M. Best for financial strength and ability to pay claims.

  • A+ rating from the Better Business Bureau, representing their commitment to ethical business practices and customer satisfaction.

These ratings reflect Kemper Life’s stability, reliability, and ability to fulfill their promises to policyholders. You can trust they will be there when you need them.

Reasons to Choose Kemper Life Insurance in Selma, AL

Kemper Life offers many reasons to consider them for your life insurance needs:

  • Local presence – With district offices and agents in your community.

  • Product variety – Term, whole life, and guaranteed issue policies available.

  • Strong financials – Highly rated for claims-paying ability.

  • Longevity – 130+ years in business.

  • Customer service – Helpful staff and extended office hours.

  • Policy options – Coverage tailored to your budget and needs.

For personalized coverage and a smooth customer experience, Kemper Life is an excellent choice for Selma residents.

Getting Life Insurance Quotes from Kemper Life

Ready to explore Kemper Life’s life insurance options? You can get started in three easy steps:

1. Speak to a Local Agent

  • Call Kemper Life’s Selma office or contact a local agent directly.

  • Explain your needs and budget for coverage.

  • Provide basic personal information like age, health status, etc.

2. Receive a Custom Quote

  • The agent will provide quotes for policies that fit your situation.

  • They can give you quotes over the phone or meet in person.

  • Quotes are customized based on factors like age, health, lifestyle, etc.

3. Apply for Coverage

  • If satisfied, apply by submitting an application form.

  • A medical exam, health records, or other documentation may be required.

  • Once approved, your policy will be issued and coverage can begin.

With personalized quotes and knowledgeable assistance, the quote process through Kemper Life is smooth and transparent.

The Bottom Line on Kemper Life Insurance in Selma

For Selma, AL residents seeking quality life insurance:

  • Kemper Life offers customizable permanent and term life insurance.

  • Strong financial ratings give confidence they can pay claims.

  • District offices and local agents provide personalized service.

  • Getting a quote is simple and convenient through a local representative.

  • Policies can fit a wide range of budget and coverage needs.

With Kemper Life’s experience, products, and helpful staff – they are an excellent choice to explore for your life insurance needs in the Selma area.

Kemper Insurance Review: Pros, Cons, and What You Need to Know


Why did Kemper insurance go out of business?

“The decision to exit the business was made after thoughtful evaluation of our options and considered the most effective and efficient way to support our stakeholders,” said Joseph P. Lacher, Jr., Kemper’s President, CEO and Chairman.

What’s going on with Kemper insurance?

Kemper Corporation announced it will wind down its preferred personal insurance business to concentrate more resources on its specialty auto and life insurance units. The Illinois-based insurer said it will immediately begin non-renewing and canceling all policies issued under its Kemper Personal Insurance brand.

What did Kemper insurance used to be called?

History. Kemper Corporation was originally founded as Unitrin, Inc. in April 1990, when it spun off from Henry Singleton’s conglomerate Teledyne. Singleton expected the new venture to duplicate the successful spin off of the Argo Group, originally a workers’ compensation insurance provider, created in 1986.

Is Kemper good at paying claims?

Additionally, Kemper received the lowest score in the 2022 J.D. Power U.S. Auto Claims Satisfaction Study, which could indicate that customers tend to have a poor claims experience. Coverage options with Kemper Auto are limited, but the policy may still be a good car insurance option for some drivers.

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