Does Home Insurance Cover AC Unit Replacement?

Air conditioning is something most modern homeowners take for granted – until it stops working on a hot summer day. AC systems inevitably wear out over time. When the dreaded day comes that the old unit finally dies, does your home insurance policy help pay for a replacement? Unfortunately, the answer is generally no. While … Read more

Union Plus Life Insurance: Reviews of Benefits, Rates, and Customer Service

Union Plus offers group term life insurance designed specifically for union members and their families. This article provides an overview of the Union Plus life insurance plans, reviews from policyholders, sample rates, and tips for deciding if it’s the right option for your needs. Overview of Union Plus Life Insurance Union Plus life insurance aims … Read more

Does GEICO Insurance Cover DUI Accidents? – A Complete Guide

Driving under the influence (DUI) of alcohol or drugs is dangerous and illegal. If you cause an accident while driving impaired, you could face severe legal penalties and financial consequences. One common question that arises is: Does GEICO insurance cover DUI accidents? The short answer is yes, GEICO typically provides liability coverage for damages and … Read more

Does Homeowners Insurance Cover Rodent Damage?

Opening your pantry to find mice have chewed through all your food boxes. Finding rat droppings across your basement floor. It’s every homeowner’s nightmare. Rodents can cause extensive damage by chewing through drywall, insulation, wood structures, and wires. But does your homeowners insurance cover the cost to repair rodent damage? Unfortunately, the standard homeowners insurance … Read more

How to Get the Best Car Insurance Rates with State Farm

Finding affordable car insurance that doesn’t sacrifice coverage can feel like an impossible task. Premiums from leading insurers like State Farm can vary widely based on your personal profile. Fortunately, there are steps you can take to secure the lowest possible State Farm rates. This comprehensive guide will walk you through strategies to land the … Read more

Understanding Arch Insurance Company’s AM Best Rating

Arch Insurance Company is a premier property and casualty insurer providing insurance solutions to both individuals and businesses. The company has received strong financial strength ratings from AM Best, a leading credit rating agency focused on the insurance industry. But what do these ratings really mean? This article will provide an in-depth look at Arch … Read more