The General Insurance has been providing affordable auto insurance to drivers across the United States since 1963. With decades of experience and over 1 million drivers insured, The General is a trusted choice for car insurance in Lafayette, LA and nationwide.
In this comprehensive guide, we’ll cover everything you need to know about getting a car insurance quote and policy from The General Insurance Lafayette LA.
Overview of The General Insurance
The General Insurance specializes in providing auto insurance policies to high-risk drivers who may face challenges getting affordable coverage elsewhere due to factors like:
- Poor credit history
- Lapse in insurance coverage
- Less than perfect driving record
Despite serving higher-risk drivers, The General maintains an A- (“Excellent”) financial strength rating from AM Best.
Policies from The General Insurance cover liability, collision, comprehensive, uninsured motorist, and other standard protections. The General also offers add-ons like roadside assistance and rental car reimbursement.
Drivers can get a quick quote online or over the phone in 2 minutes or less. Policies can be managed via The General’s highly rated mobile app.
Getting a Car Insurance Quote with The General Lafayette LA
Getting a free, no-obligation car insurance quote from The General Lafayette LA is quick and easy. You can get a quote online, over the phone, or by visiting a local agent.
Online Quotes
The fastest way to get a car insurance quote from The General is online at their website. You’ll need to enter some basic personal and vehicle information:
- ZIP code
- Date of birth
- Gender
- Marital status
- Driving history and violations
- Vehicle(s) to be insured including year, make, and model
After entering this info, you’ll instantly receive a free quote for coverage. If you see a policy you like, you can purchase it entirely online.
Phone Quotes
You can also get a fast quote over the phone by calling The General’s toll-free number and speaking with a licensed agent. The agent will gather all the required information before providing you with a personalized premium quote.
Phone quotes through The General Insurance typically take around 2-3 minutes from start to finish.
Local Agent Quotes
For a more personalized touch, visit a local General agent near Lafayette LA. Agents can walk you through the quote process, explain coverage options, and help you find discounts you may qualify for.
The General Insurance has a licensed agent located in Lafayette:
The General Automobile Insurance
514 Johnston St, Lafayette, LA 70501
(337) 233-3400
Meeting with an agent allows you to get quotes and ask questions in person. However, online or phone quotes are faster if you’re in a hurry.
Why Choose The General Car Insurance Lafayette LA?
Here are some of the biggest reasons Louisiana drivers choose The General for auto insurance:
- Affordable rates – The General offers some of the lowest rates available for high-risk drivers.
- Flexible payment options – Payments can be made monthly, quarterly, semi-annually, or annually.
- Quick claims process – The General prides itself on fast claims resolution and 24/7 customer service.
- Focus on high-risk drivers – The General specializes in serving drivers unable to find affordable coverage elsewhere.
- Strong financial rating – Rated “A-” by industry leader A.M. Best.
- Local agents – Work with a licensed agent in your area.
The General also has an “A+” rating with the Better Business Bureau and 4.7 out of 5 stars on Trustpilot based on over 80,000 reviews.
What Types of Discounts Are Available?
The General offers a number of common auto insurance discounts that can potentially lower your premium. Discounts available in Louisiana include:
- Multi-vehicle discount
- Multi-policy discount (when you bundle auto with renters, homeowners, etc.)
- Good student discount
- Safety feature discount (for airbags, anti-lock brakes, etc.)
- Defensive driver discount
- Good driver discount
- Pre-paying your policy in-full
Discounts and savings vary by state. Make sure to ask your agent or customer representative about any discounts you may qualify for.
How Do I File a Claim with The General Insurance Lafayette LA?
If you need to file an auto insurance claim with The General Lafayette, you can do so online or over the phone 24/7. You can also work directly with your local Lafayette agent for personalized claims assistance.
To start the claims process:
- Call 1-800-280-0766 or file your claim directly in the General Insurance mobile app
- Provide details about when and where the incident occurred
- Submit photos of damage, police reports, or other supporting documents
- Get your vehicle repaired at any licensed repair shop of your choice
The General prides itself on fast claims processing and 24-hour customer service. The company will work closely with you throughout the claims resolution process.
Is The General a Good Choice for High-Risk Drivers in Lafayette?
The General Insurance is an excellent choice for high-risk drivers in the Lafayette area who are having difficulty finding affordable rates.
Factors like a less than perfect driving history, lapse in insurance coverage, previous accident claims, or poor credit can make it challenging to find reasonably priced auto insurance.
The General specializes in providing policies to higher-risk drivers. They take into account your unique situation to provide customized coverage. The General also offers more flexible down payment and monthly payment options for drivers needing extra assistance.
How Can I Pay for My Policy from The General Lafayette LA?
The General offers flexible payment options to make your premiums more affordable, including:
- Pay in full upfront to save 10% or more
- Pay monthly
- Pay quarterly
- Pay semi-annually
- Automatic bank withdrawals
You can also break up your down payment into 3 or 4 installments if needed.
To check payment options for your specific policy, talk to a General agent or customer service representative.
Does The General Insurance Offer SR-22 Filings in Lafayette?
Yes, The General Insurance can provide SR-22 filings for drivers in Lafayette and across Louisiana.
An SR-22 is a form required by the state from your insurance provider to reinstate a suspended license or vehicle registration after a major violation. Common reasons for needing an SR-22 include:
- DUI/DWI
- At-fault accident with no insurance
- Too many traffic violations
- License suspension
To get an SR-22 filing from The General Insurance Lafayette LA, simply add the SR-22 request to your auto policy quote. The General will file the form directly with the Louisiana DMV.
Is There a Mobile App for The General Insurance?
Yes, The General offers a highly rated mobile app available for iPhone and Android. The app has a 4.8 out of 5 star rating in the App Store and Google Play.
With the General Insurance app, you can:
- Access your digital ID cards
- Pay your bill
- File a claim
- View policy documents
- Request roadside assistance
- Get in touch with customer service agents
The General mobile app makes managing your policy convenient from anywhere at any time.
The Bottom Line on The General Insurance Lafayette LA
For drivers in the Lafayette LA area, The General is an excellent choice for affordable car insurance, even if you have less-than-perfect credit or driving history.
With flexible payment options, a great mobile app, and fast claims service, The General delivers quality insurance tailored for higher-risk drivers’ needs.
The decades of experience, local Lafayette insurance agents, and “A-” financial strength rating also make The General Insurance a trusted choice for coverage.
To find the best premiums and insurance plan for your situation, get a fast, free quote online, over the phone, or from a Lafayette agent today.
Low Down Payments Car Insurance from the General is a Pure Masterpiece | The General Insurance
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