Everything You Need To Know About Pegram Insurance on The Plaza

Pegram Insurance is an independent insurance agency located in Charlotte, North Carolina. Specifically, they are located at 4420 The Plaza Suite C. As an independent insurance agency, Pegram Insurance provides insurance policies from multiple insurance carriers rather than just one. This allows them to shop around to find their clients the best rates.

Overview of Pegram Insurance

Pegram Insurance has been serving the Charlotte area for many years. They provide a wide range of insurance products including:

  • Auto insurance
  • Motorcycle insurance
  • Home insurance
  • Renters insurance
  • Business insurance

In addition to having offices on The Plaza in Charlotte, Pegram Insurance serves all of the Carolinas.

Some key facts about Pegram Insurance:

  • Phone number: (704) 563-4343
  • Hours:
    • Monday: 7:30AM–9:00PM
    • Tuesday: 7:30AM-9:00PM
    • Wednesday: 7:30AM-9:00PM
    • Thursday: 7:30AM-9:00PM
    • Friday: 7:30AM-9:00PM
    • Saturday: 9:00AM-9:00PM
    • Sunday: 11:00AM-5:00PM
  • Languages spoken: English, Spanish

Pegram Insurance states their mission is:

“To save you money by shopping for the lowest rates across all of our carriers giving you the lowest rate possible.”

They emphasize they are able to provide quotes and coverage 24/7.

Benefits of Using an Independent Insurance Agency

As an independent insurance agency, Pegram Insurance offers some great benefits compared to insurance companies:

  • Personalized service. Pegram Insurance provides one-on-one service to truly understand each client’s unique needs and situation. They get to know you.

  • Choice of multiple carriers. They provide quotes from several highly-rated insurance carriers, allowing you to choose the best fit for your needs and budget.

  • Policy review. They will review your policy at renewal to ensure you have the right coverage at the best price. As your needs change, they adjust your policy.

  • One stop shop. You can get multiple insurance policies (auto, home, business, etc.) all through Pegram Insurance.

  • Advocacy. If you ever have a claim denied, Pegram Insurance will go to bat for you and leverage their relationships with carriers.

  • Local expertise. As a local business, they understand the Charlotte insurance market.

Using an independent agency like Pegram Insurance gives you an advocate on your side, as well as leverage with multiple top-rated insurance carriers.

Insurance Offered by Pegram Insurance

Pegram Insurance offers a wide range of insurance policies from top insurance carriers:

Auto Insurance

They provide car insurance, motorcycle insurance, classic car insurance, ATV insurance, and more. Whether you need minimum liability coverage or full coverage, Pegram Insurance shops multiple carriers to get you the best rate.

Some auto insurance carriers they may provide quotes from include Progressive, Safeco, Travelers, Hartford, and more.

Home Insurance

Pegram Insurance offers homeowners insurance, renters insurance, condo insurance, and flood insurance. Home insurance protects your most valuable asset.

They shop quotes from carriers like Progressive, Travelers, Safeco, and others to find the best home insurance rate.

Business Insurance

For small and mid-size businesses in Charlotte, Pegram Insurance provides general liability insurance, professional liability insurance, commercial auto insurance, and workers compensation.

Business insurance protects your company from liability claims, property damage, and lost income. They provide quotes from The Hartford, Travelers, Progressive Commercial, and other top commercial carriers.

Specialty Insurance

In addition, Pegram Insurance offers specialty insurance policies such as:

  • Umbrella insurance
  • Boat insurance
  • Motorcycle insurance
  • Classic car insurance
  • Golf cart insurance
  • Mexico auto insurance

And more. An independent insurance agent can provide harder-to-find specialty insurance policies.

Pegram Insurance Locations

Pegram Insurance has one office located at:

The Plaza
4420 The Plaza
Suite C
Charlotte, NC 28215

The Plaza is an easily accessible location right off Sharon Road West.

Their office is open 6 days a week for your convenience:

  • Monday: 7:30AM–9:00PM
  • Tuesday: 7:30AM-9:00PM
  • Wednesday: 7:30AM-9:00PM
  • Thursday: 7:30AM-9:00PM
  • Friday: 7:30AM-9:00PM
  • Saturday: 9:00AM-9:00PM
  • Sunday: Closed

The Pegram Insurance office provides a comfortable, welcoming environment to discuss your insurance needs. Their friendly, professional agents are there to provide personalized service.

You can also request insurance quotes online at their website and buy policies over the phone. So they provide insurance quotes 24/7 even when the office is closed.

Pegram Insurance Reviews

Reviews from past clients can give you a good idea of the service and experience others have received from Pegram Insurance.

Here are a few reviews from around the web:

  • “I was given prompt courteous service. My questions were answered to my satisfaction.” – Cecily B.

  • “The staff are friendly and efficient. I definitely recommend them for your insurance needs.” – James T.

  • “Easiest insurance experience I’ve ever had. Their staff made sure I picked the plan that worked best for me.” – Sam K.

  • “Great local business. They found me savings and I got better coverage.” – Melissa R.

The reviews for Pegram Insurance are consistently positive, emphasizing their friendly service, insurance savings and making sure clients get the right coverage. As an independent insurance agency that shops multiple carriers, they are able to find their clients the best rates.

How Pegram Insurance Can Save You Money

As their motto says, Pegram Insurance is “Here to save you money.” As an independent agency, here are some of the ways they can save you money on insurance:

  • Quote comparison – They compare quotes from several top insurance carriers to get you the lowest rate.

  • Policy review – At renewal time, they review your policy to ensure you still have the best rate and coverage.

  • Bundle discounts – You can save by bundling home and auto insurance together with some carriers.

  • Targeted discounts – Their agents ask questions to find you every discount you may be eligible for.

  • Retroactive discounts – Even after the initial purchase, they may find retroactive discounts you qualify for.

  • Negotiation – Pegram Insurance negotiates with carriers on your behalf to get claims approved andget optimal settlements.

As your needs change over time, Pegram Insurance adjusts your policies to make sure you always get the best rate possible.

Pegram Insurance Claims Process

If you ever need to file an insurance claim, Pegram Insurance can assist you through every step of the process.

Here is an overview of how they handle claims:

  • You contact Pegram Insurance to report the claim. They help you gather documentation needed to submit the claim.

  • Pegram Insurance submits the claim to the insurance carrier and acts as your advocate throughout the claims process.

  • The insurance carrier investigates the claim, contacts you if additional info is needed, and comes to a decision on the claim.

  • For approved claims, the carrier issues payment for covered losses and property damage after any deductible is met.

  • Pegram Insurance follows up to ensure the claim decision and payment are satisfactory. If not, they appeal on your behalf.

Having an independent agent in your corner makes the claims process smoother. Pegram Insurance leverages their relationships with carriers to get optimal claim settlements.

How to Get a Quote from Pegram Insurance

There are a few easy ways to get a free, no-obligation insurance quote from Pegram Insurance:

  • Call the office – Call (704) 563-4343 during business hours or after hours to speak with an agent.

  • Website quote form – Fill out the quote form on their website with your basic info to get matched with an agent.

  • Visit the office – Stop by their office on The Plaza during business hours to meet with an agent.

  • Email – Email Pegram Insurance through their website with your quote request.

Once you provide your basic information, an agent will contact you to go over your specific needs, discuss policy options, and provide a customized insurance quote for you. The process is quick and simple.

You can also get quotes for multiple insurance policies like auto + home for additional bundling discounts.

Pegram Insurance Contact Information

Here is the contact information for Pegram Insurance on The Plaza:

Address: 4420 The Plaza, Suite C, Charlotte, NC 28215

Phone Number: (704) 563-4343

Email: Email via their website


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