Lastest Articles
Is TruStage Auto Insurance Good? An In-Depth Look at Benefits, Costs & More
TruStage insurance offers an accessible auto insurance solution for credit union members who want to handle their banking and insurance needs in one place. But is TruStage auto insurance really a good choice compared to other carriers? In this comprehensive guide, we’ll take an in-depth look at TruStage car insurance to help you decide if … Read more
if i damage my own car can i claim on my insurance
Getting into an accident and damaging your own car can be frustrating and costly. You may be wondering if filing an insurance claim is an option when you are at fault. The answer depends on your auto insurance coverage. Collision and Comprehensive Coverage Pay for Own Damage There are two main types of car insurance … Read more
Is A Personal Loan Tax Deductible?
Taking out a personal loan is one way to access funds for a variety of purposes, from consolidating high-interest debt to financing a large purchase. However, one downside to personal loans is that the interest you pay is not tax deductible in most cases. When Personal Loan Interest Is Tax Deductible While personal loan interest … Read more
How to Claim Insurance for a Car Dent
Finding an unexpected dent or ding on your car can be upsetting. While minor cosmetic damage may seem harmless, repair costs can quickly add up. In many cases, you can file an insurance claim to cover car dent repair costs. Here is a step-by-step guide on how to claim insurance for a car dent. Notify … Read more
What is Tax Deductible Interest on Loans?
As a taxpayer, you are probably always looking for legitimate ways to reduce your tax liability and maximize your tax deductions. Claiming tax deductible interest on certain types of loans is one effective strategy to achieve this goal. Understanding what tax deductible interest is, the types of loans that qualify, deduction limits, and how to … Read more
How to Qualify for VA Loans After Bankruptcy – The Complete Guide
Filing for bankruptcy is never an easy decision. It can provide much-needed financial relief, but also comes with consequences like damaged credit. Many wonder if VA loans are still a possibility after bankruptcy. The good news is that they can be! While qualifying is more challenging, VA loans offer more flexibility than conventional mortgages In … Read more
Using Student Loans to Pay Your Mortgage: A Risky Move Worth Considering?
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
Taking Over a VA Home Loan After a Veteran’s Passing
The death of a loved one is always difficult. For spouses and family members of deceased veterans with VA home loans, the grief of loss is compounded by uncertainty around the mortgage and home. What happens to a VA loan when a veteran passes away? Can you take over the payments? Do you have to … Read more
Can You Use A VA Home Loan To Purchase A Foreclosed Property? Everything You Need To Know
Purchasing a foreclosed property can be an attractive option for many homebuyers, especially with the potential cost savings. For veterans and military members, using a VA home loan to finance the purchase of a foreclosure can make the deal even sweeter. However, there are some unique rules and requirements to be aware of when seeking … Read more
How Long Does Underwriting Take for a VA Loan? A Complete Guide
Applying for a VA home loan is just the tip of the iceberg when it comes to buying a house. You also have to wait for the underwriting process to finish before you can close on the property and start moving in. With conventional mortgages, it can take up to 45 days to close on … Read more
Does the VA Offer Debt Consolidation Loans? A Guide for Veterans
Studies show that almost 35% of service members can’t pay their bills on time. About 27% of them have more than $10,000 in credit card debt. With inflation and the economic fallout of COVID-19, staying out of debt has become an everyday war for military families. There is a proven battle plan, however. Debt consolidation … Read more
FHA Loan Limits in 2021: What You Need to Know
Conforming and FHA loan limits are increasing for 2021. The higher mortgage limits will allow home buyers to qualify for more when needed. Below we will break down the latest 2021 loan limits. Please contact Coast2Coast Lending 7 days a week with questions by calling the number above or just submit the Quick Request Form … Read more
The Ins and Outs of Loan Commitment Letters: A Legal Perspective
A loan commitment letter is a crucial legal document that sets the stage for obtaining financing, especially for major purchases like a home While these letters do not constitute final approval, they represent significant milestones in the lending process In this comprehensive guide, we’ll explore what loan commitment letters are, why they matter, and how … Read more
2nd tier va loan
For active-duty military and veterans, second-tier VA loans may be able to fund and finance the dream of homeownership. The U.S. Department of Veterans Affairs works with top mortgage lenders such as New American Funding (NAF) to allow veterans to access funds. For many, VA home loans may be able to offer a helping hand … Read more