Kentucky National Insurance – Your Local Experts in Lexington

For over 50 years, Kentucky National Insurance has provided comprehensive insurance solutions to individuals, families and businesses in Lexington, KY and surrounding areas. Their team of experienced agents partner with customers to protect what matters most through customized coverage.

Below we’ll explore Kentucky National Insurance and what sets them apart in the Lexington insurance market, including:

  • Company overview and history
  • Insurance products and services offered
  • Customer benefits and claims service
  • Local office locations in Lexington
  • Getting a free quote for your insurance needs

Whether you need auto, home, life, business, or specialty insurance, Kentucky National Insurance has the policies, expertise and local commitment to serve Lexington area customers.

About Kentucky National Insurance

Kentucky National Insurance was founded in 1968 and is headquartered in Lexington, KY. They provide a wide range of insurance products through a network of independent agents across Kentucky and parts of Indiana and Ohio.

As an independent agency, Kentucky National Insurance represents over 20 highly-rated insurance carriers. This enables them to offer customers the right coverage options at competitive rates.

Today, Kentucky National Insurance and its KNI Reinsurance subsidiary have over $75 million in assets. They are rated “A-” by A.M. Best for financial strength and stability.

With their extensive insurance markets and focus on personalized service, Kentucky National Insurance creates tailored solutions meeting the specific needs of each customer.

Insurance Products Offered

Kentucky National Insurance provides all major types of insurance. Key products offered include:

Auto Insurance

  • Liability, collision and comprehensive car insurance
  • Coverage for personal vehicles, antique autos, ATVs and more

Homeowners Insurance

  • Protection for homeowners against property damage, liability and loss of use
  • Options like replacement cost coverage and identity theft protection

Renters Insurance

  • Covers belongings against perils like theft, fire and water damage
  • Liability protection if someone is injured in your rental

Condo Insurance

  • Covers personal property along with improvements or upgrades you’ve made
  • Helps rebuild your unit and replace possessions if damaged

Life Insurance

  • Term and permanent life insurance to protect loved ones
  • Long-term care policies help cover extended health costs

Business Insurance

  • General liability, property, auto, workers’ comp and more for businesses
  • Coverage tailored to your operations and risks

Specialty Insurance

  • Farm, crop, equine mortality, classic car and other specialty policies
  • Coverage designed for unique assets and activities

With access to national insurance carriers, independent local agents have the freedom to find you the right policies at the best rates available.

Why Choose Kentucky National Insurance?

There are many benefits to choosing Kentucky National Insurance for your insurance needs:

Local Expertise – With deep roots in Lexington, KY, they understand risks and coverage needs in the region.

Choice of Carriers – As an independent agency, they can tap into a range of insurers to get you optimal pricing and coverage.

Superior Service – Kentucky National Insurance is known for providing timely, knowledgeable guidance and support.

Convenience – With multiple Lexington, KY locations, you have easy access to agents.

Competitive Rates – They leverage their purchasing power to get customers the lowest quotes.

Personalized Options – Policies are tailored to match each customer’s unique situation and assets.

Financial Strength – Kentucky National partners with only highly-rated insurers you can trust.

With benefits like these, it’s no wonder Kentucky National Insurance is a leading Lexington agency.

Lexington, KY Office Locations

For your convenience, Kentucky National Insurance operates two office locations in Lexington:

Main Office

2246 Executive Dr
Lexington, KY 40505

Downtown Office

130 N Broadway
Lexington, KY 40507

Office hours are Monday to Friday from 8:30am to 5:00pm. Agents are also available by phone anytime at 859-233-7981 for service or quotes.

The experienced Lexington staff has in-depth knowledge across all insurance products. They make it easy to get coverage that perfectly fits your risk profile and assets.

Getting a Free Insurance Quote

It’s quick and easy to get a free personalized insurance quote through Kentucky National Insurance:

  • Call 859-233-7981 to speak with a friendly Lexington insurance agent.

  • Stop by their office at 2246 Executive Dr or 130 N Broadway in Lexington.

  • Request a quote online through their website – provide details on your insurance needs to compare options.

  • Download their mobile app – access your account, pay a bill, file a claim or request quotes anytime.

However you reach out, their independent insurance agents in Lexington will evaluate your profile, discuss coverage options, and provide competitive premium estimates.

Be sure to ask about available discounts to maximize savings. Kentucky National offers discounts for things like:

  • Bundling auto and home insurance
  • Adding multiple vehicles/drivers to a policy
  • Insuring your home and car with the same company
  • Having smoke alarms, security systems, and other protective devices

Check in each year to ensure your policies still provide the coverage you need at the best rates. The insurance market is constantly evolving.

Trust Kentucky National Insurance for Lexington Area Protection

For over 50 years, Kentucky National Insurance has provided the people of Lexington, KY with unmatched insurance services and expertise. Their experienced local agents make it easy to protect your vehicles, home, business, farm and valuables through personalized coverage.

To save money while getting protection you can count on, connect with Kentucky National Insurance today. Their dedicated Lexington staff will ensure you have the right safeguards in place to provide security and peace of mind.

Cheapest Car Insurance In Kentucky – Great Price And Coverage Best Rates In KY

FAQ

Is Kentucky National Insurance good?

Customer reviews are fairly positive. Whether as a personal lines carrier or business insurance provider, Kentucky National Insurance seems to meet basic expectations. If you have to file a claim, reviews indicate the process is in line with the industry as are rates.

What is the minimum required auto liability coverage in Kentucky?

The required minimum coverages and limits to register and operate a vehicle in Kentucky are: Bodily injury liability: $25,000 per person and $50,000 per accident. Property Damage liability: $10,000 per accident. Uninsured Motorist coverage: $25,000 per person and $50,000 per accident*

What kind of insurance is American National?

American National conducts business in all 50 states and Puerto Rico and underwrites, issues and administers policies for life, annuities, health and property and casualty insurance.

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