If you live in Bakersfield, California and need reliable car insurance, GEICO is one of the top providers in the area. This article provides an in-depth look at GEICO insurance options, rates, discounts, and more in Bakersfield.
Overview of GEICO
GEICO (Government Employees Insurance Company) is the second largest private passenger auto insurer in the U.S. As part of the Berkshire Hathaway group, GEICO has an A++ financial strength rating from A.M. Best.
GEICO has two local offices in Bakersfield:
- 5550 California Ave Ste 101 – (800) 442-9253
- 2720 Calloway Dr Ste E – (661) 431-1780
In addition to standard auto insurance, GEICO offers:
- Motorcycle insurance
- ATV insurance
- RV insurance
- Boat insurance
- Homeowners/renters insurance
GEICO has partnered with many groups and employers to offer policyholders discounted rates. They have an easy claims process and several ways to manage your policy and payments online or via mobile app.
GEICO Auto Insurance Coverages in Bakersfield
GEICO offers all the standard types of car insurance California drivers need:
Liability Insurance: Covers injury and property damage you cause to others. Required in CA.
Collision Insurance: Covers damage to your car from a collision.
Comprehensive Insurance: Covers non-collision damage from theft, vandalism, weather, fire, etc.
Uninsured/Underinsured Motorist: Covers injury/damage costs when an at-fault driver has no or inadequate insurance.
Medical Payments: Covers medical treatment for you and passengers after an accident, regardless of fault.
Rental Reimbursement: Provides money for a rental car while yours is in the shop after a covered loss.
You can also add roadside assistance, rideshare coverage, and other optional protections.
How Much is GEICO Insurance in Bakersfield?
Car insurance rates vary based on your personal factors like age, driving record, and location. However, GEICO is known for having some of the lowest premiums in California.
Here are the average yearly GEICO rate estimates for basic liability, collision, and comprehensive coverage levels in Bakersfield:
|Average Yearly Rate
|Safe 30-year-old driver
|Safe 50-year-old driver
|Driver with a speeding ticket
|Driver with an accident
GEICO offers free online quotes so you can see exactly how much you’ll pay. Be sure to adjust coverage limits and deductibles to find your optimal rate.
Smart Ways to Save on GEICO Insurance in Bakersfield
GEICO offers many discounts that can substantially reduce your insurance premiums:
Multi-policy discount – Save up to 15% when you bundle home/renters insurance with your auto policy.
Multi-vehicle discount – Save up to 15% for insuring multiple cars on the same policy.
Multi-driver discount – Save up to 15% for adding partners or teens to your existing GEICO policy.
Good driver discount – Saves up to 26% for drivers with clean records.
Defensive driver discount – Save up to 15% for completing an approved safety course.
Vehicle safety features – Save for air bags, anti-lock brakes, anti-theft devices, and more.
Good student discount – Save up to 25% for teens with B averages or higher.
Membership/affiliation discounts – Check for discounts through your employer, school, business group, etc.
Automatic payment discount – Save up to 3% for signing up for auto-pay billing.
Make sure to ask your GEICO agent about all possible ways to lower your costs when getting a quote.
GEICO Claims and Customer Service in Bakersfield
GEICO aims to make the claims process smooth and convenient for Bakersfield customers:
24/7 claims service – Report your claim anytime online or by phone.
Local adjusters – Licensed adjusters come to you for faster claims handling.
Repair program – Over 2,900 auto repair shops are in GEICO’s network.
Rental reimbursement – Get funds for a rental while your car is repaired.
Emergency roadside assistance – Access 24-hour breakdown help with certain policies.
GEICO also has highly-rated customer service options:
Mobile app and online account access
Local agent assistance by phone or at a Bakersfield office
Customer service call centers with extended hours
Overall, GEICO combines affordable rates with outstanding local service for Bakersfield drivers. Get a free quote today to start saving on quality insurance.
Frequently Asked Questions About GEICO in Bakersfield
Here are answers to some common questions about GEICO car insurance in Bakersfield, CA:
Does GEICO offer month-to-month car insurance in Bakersfield?
Yes, GEICO offers flexible 1-6 month policy terms in addition to standard 6-month and 12-month terms. This allows Bakersfield drivers to get short-term insurance as needed.
How long does it take to get GEICO insurance in Bakersfield?
You can get instant proof of insurance by starting a policy online or over the phone. Printed policy documents arrive by mail within 10-14 days.
Can I manage my GEICO account online or via mobile app?
Yes! GEICO has highly-rated mobile apps for iPhone and Android. You can view ID cards, pay your bill, file claims, request roadside service, and more.
Does GEICO offer rideshare insurance for Uber/Lyft drivers in Bakersfield?
Yes, GEICO provides add-on rideshare coverage to extend your personal policy while driving for Uber, Lyft, DoorDash, Instacart, etc.
Does my Bakersfield GEICO policy cover me throughout California?
Yes, your GEICO liability and collision/comprehensive coverage is valid anywhere in the U.S. and Canada.
Can I visit a local Bakersfield GEICO office for support?
Absolutely. GEICO has two Bakersfield offices where you can meet with an agent, file claims, and get in-person support.
Does GEICO offer discounts for college students in Bakersfield?
Yes! GEICO offers valuable discounts for full-time students under 25 who maintain good grades. They also partner with many California universities.
How long do GEICO claims take to process in Bakersfield?
GEICO prides itself on fast claims service. Most claims are inspected within 24 hours and resolved with payments in 2 weeks or less when there are no disputes.
Does GEICO offer special rates for military members and veterans in Bakersfield?
Yes. GEICO provides discounted rates to active and former military members, reservists, officers, and their immediate families.
How much does motorcycle insurance cost with GEICO in Bakersfield?
Like auto insurance, motorcycle premiums vary based on your details. However, GEICO offers competitive rates starting around $100 per year for minimum liability coverage.
Find Your GEICO Insurance Fit in Bakersfield
With affordable pricing, excellent customer service and claims handling, plus convenient local offices, GEICO is a top choice for car insurance in Bakersfield.
Get a customized GEICO quote today to find the right coverage options for you. Their knowledgeable local Bakersfield agents are ready to help you protect what matters most.
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