Freeway Insurance Corpus Christi: Reviews, Ratings, and Coverage Options

Finding the right auto insurance company can be tricky, especially if you have a spotty driving record or need specialized policies. Freeway Insurance in Corpus Christi aims to provide affordable coverage options even for high-risk drivers. But are they the right insurer for you?

This comprehensive guide will provide an overview of Freeway Insurance in Corpus Christi, summarize customer reviews and ratings, breakdown the coverage options offered, and provide helpful tips for finding the best car insurance rates and service.

About Freeway Insurance Corpus Christi

Freeway Insurance is a local insurance agency with an office located at 4838 Kostoryz Rd, Corpus Christi, TX 78415. They provide a range of auto insurance policies as well as motorcycle, homeowners, renters and commercial policies.

Freeway Insurance Corpus Christi is an independent agency specializing in high-risk drivers. They work with various insurance carriers to find competitive rates based on your specific needs.

The agency is open 9am-7pm Monday through Saturday. You can reach their Corpus Christi office at (361) 492-5077.

Freeway Insurance Corpus Christi Reviews and Ratings

Freeway Insurance currently has limited customer feedback available online, making it difficult to fully evaluate policyholders’ experiences. Here is a summary of the reviews that could be found:

  • Yelp – 2.5 out of 5 stars (2 reviews) – The two Yelp reviewers had differing experiences. One complained of unhelpful staff and rates being raised without reason. The other called it an inexpensive option to get back on the road.

  • Better Business Bureau – No rating – Freeway Insurance Corpus Christi does not have a BBB rating or any reviews on their BBB profile page.

  • Google – 3.8 out of 5 stars (5 reviews) – Mixed Google ratings, ranging from 1 to 5 stars. Negative reviews cite unprofessional staff and trouble getting coverage. Positive highlight good prices and efficient service.

  • Facebook – No reviews – Freeway Insurance Corpus Christi does not have a verified Facebook business page or any customer reviews on the social media platform.

Overall, there are not enough unbiased reviews from verified customers available to get a clear consensus. It’s best to evaluate insurance providers on an individual basis through obtaining your own quotes and interacting with the agency directly.

Overview of Auto Insurance Offered

Freeway Insurance Corpus Christi is focused on providing affordable minimum liability coverage to high-risk drivers. They are able to work with carriers that specialize in non-standard auto policies.

Here are the basic coverage options they can provide:

  • Liability Insurance – Bodily injury and property damage liability as required by Texas state minimums. Covers damage/injuries you cause others in an accident you are at fault for.

  • Uninsured/Underinsured Motorist – Protects you if you are in an accident caused by a driver with no or insufficient insurance.

  • Medical Payments – Covers medical treatment expenses to you or your passengers after an accident, regardless of fault.

  • Collision – Optional coverage for damage to your vehicle from an accident you cause. Subject to deductible.

  • Comprehensive – Optional coverage for damage to your car from non-collision incidents like theft, vandalism, weather, fire.

  • SR-22 Filings – Provides proof of insurance to reinstate a suspended license. Required in some DUI cases.

  • Rideshare Coverage – Provides protection for drivers doing rideshare/delivery, available as add-on or endorsement.

Freeway Insurance can also help find affordable rates on motorcycle, homeowners, renters, and business or commercial vehicle policies.

Tips for Finding the Best Car Insurance Rates

If you need high-risk auto insurance in Corpus Christi, here are some tips for getting the most affordable coverage:

  • Comparison shop quotes from at least 3-4 insurance providers. Rates can vary greatly.

  • Ask about all available discounts like safe driver, good student, defensive driving course completion.

  • Consider opting for higher deductibles like $500, $750 or $1000 to lower your premiums.

  • Avoid lapses in coverage and pay your bill on time every month.

  • Take an approved driver’s education or defensive driving course if you have tickets on your record. This can earn a discount.

  • Inquire about potential discounts for paying your full 6-month or annual premium upfront rather than in monthly installments.

  • Bundle your home or renters insurance with the same provider for multi-policy discounts.

  • Remove any drivers from your policy who do not need to be rated, such as children away at college with their own policy.

  • Ask about usage-based programs like Progressive’s Snapshot if you drive fewer than 10,000 miles annually.

  • Consider a higher liability coverage limit if you have significant assets.

Shopping around is the key to finding the most cost-effective high-risk or non-standard auto insurance. Compare Freeway Insurance quotes to their competitors to make sure you are getting the lowest rates possible.

Is Freeway Insurance Right for You?

While customer reviews of Freeway Insurance Corpus Christi are limited, they may still be a viable option for liability coverage, especially if you have a poor driving history, DUI or need an SR-22 filing.

Evaluate your own individual situation and get quotes from Freeway and other regional and national companies like GEICO, Allstate, Farmers, and State Farm before deciding.

Some key considerations for whether Freeway Insurance is a good fit:


  • Specialize in minimum liability policies and high-risk drivers

  • Offer SR-22 filings and rideshare coverage options

  • Local independent agency with Corpus Christi office

  • Bilingual English/Spanish services


  • No discounts common with standard insurers like safe driver programs

  • Minimal online quotes or policy management options

  • Limited financial strength of their underwriting companies

  • Availability of coverage limited compared to national brands

For basic liability needs, Freeway Insurance Corpus Christi provides local servicing focused on the needs of high-risk drivers in the region. Compare their rates and service offerings to competitors to make the best choice on your auto insurance provider.

The Bottom Line

Finding affordable car insurance in Corpus Christi comes down to shopping around for the best rates and coverage options to suit your budget and needs.Independent local agencies like Freeway Insurance cater to non-standard customers, while national brands like GEICO, Allstate and State Farm have advantage of multi-policy discounts.

Get quotes from a mix of insurers before deciding. Look beyond just price to consider aspects like financial strength, customer service reputation, coverage details and available discounts.

With some diligent research, Corpus Christi drivers can find a quality insurer that provides the protection you need at a rate you can afford, even with poor credit or driving history. Don’t settle for minimum coverage that leaves you at risk. Compare options to get the best car insurance fit.

Freeway Insurance Review: Navigating Insurance Choices with Benefits and Cautions


Is Freeway Insurance legit?

It’s also a good option for drivers who have a poor driving record, low credit score or DUI history. However, Freeway does not underwrite its own car insurance policies. It partners with reputable companies, like Dairyland, Progressive and Kemper Auto, to sell auto insurance.

How long has freeway insurance been around?

History. Freeway Insurance was founded in 1987 by Kelly Turton in Orange County, California.

How many locations does freeway insurance have?

There are 584 Freeway Insurance locations in the United States as of December 14, 2023.

Does freeway insurance have an app?

Freeway Insurance Claims App is an app that you can use to accurately record and quickly submit claim data directly to your insurance broker.

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