Does Walmart Offer Car Insurance?

Walmart is best known as a one-stop shop for everything from groceries to clothing, electronics, home goods and more. But does the retail giant also sell car insurance?

While Walmart itself does not act as an auto insurance provider, it has partnered with insurance comparison platforms to offer insurance quotes and policy purchasing through its website and stores.

Below we’ll cover the details of Walmart’s car insurance comparison services, how they allow customers to buy policies online and in-store, the types of insurance offered, costs and discounts available, and who the partner insurers are.

Walmart’s Car Insurance Partnerships

Walmart has collaborated with insurance industry partners to provide car insurance quote services linked through its website and available in-store. Here are the key initiatives:

  • – In 2014, Walmart partnered with this online insurance marketplace to offer real-time quote comparisons from multiple top insurers through Walmart’s website. This service is now available nationwide.

  • Tranzutary Insurance Solutions – Walmart worked with this licensed insurance agency to pilot the sale of prepaid MetLife auto policies in Walmart stores in Georgia and South Carolina in 2012.

  • Esurance – In 2013, Walmart displayed kiosks in its Illinois stores where customers could get a discount card for a new Esurance policy.

So while Walmart itself does not sell policies directly, it connects its customers to leading insurers who can provide coverage.

Buying Car Insurance Through Walmart

The main auto insurance shopping services Walmart offers are:

Online quotes – Customers can visit Walmart’s website and access’s tool to instantly compare real-time quotes side-by-side from insurers like Progressive, Safeco, and Esurance. Details can be saved and policies purchased online.

In-store assistance – Walmart customers can get help comparing and buying car insurance policies from kiosks located in many Walmart stores, staffed by licensed agents from partners like Esurance.

Prepaid policies – Select Walmart locations have offered the ability to purchase prepaid MetLife policies with set 6 or 12 month policy periods, aimed at lower-income and uninsured drivers.

The online quotes offer the most choice and convenience, allowing customers to get quotes from multiple insurers 24/7 and buy a policy completely online. Walmart essentially acts as a sales channel, using its marketing reach and website traffic to connect consumers to insurance partners.

Types of Car Insurance Available Through Walmart

The car insurance policies available through Walmart’s platform include:

  • Liability – Bodily injury and property damage liability as mandated by state law.

  • Comprehensive – Covers damage from theft, vandalism, weather and other non-collision incidents.

  • Collision – Covers your vehicle in accidents with objects or other cars.

  • Uninsured motorist – Protects you if hit by a driver with no insurance.

  • Medical payments – Covers injuries to you and your passengers.

  • Rental reimbursement – Provides payment for a rental car during covered repairs.

  • Roadside assistance – Access to services like towing and lockout help.

Customers can choose just basic liability insurance or build a customized full coverage policy with additional protections based on their needs and budget.

Cost of Car Insurance Through Walmart

The cost of car insurance policies bought through Walmart will vary based on factors like:

  • Your age, driving record, location, credit score and other risk factors
  • The levels of coverage and deductibles you select
  • Which insurer you choose to purchase from

Discounts are available that can reduce your costs. For example, bundling your auto policy with renters or homeowners insurance from the same provider may give you a multi-policy discount.

Using Walmart’s insurance comparison tools allows you to easily see which insurer offers you the best rate based on your specific circumstances. Comprehensive coverage for one Florida driver may be cheapest with Geico but a teen driver in Michigan may find Progressive has the best premiums for their needs.

Walmart Car Insurance Discounts

While Walmart itself does not offer special discounts, the insurers it connects customers to offer a wide array of common auto insurance discounts including:

  • Good driver
  • Good student
  • Defensive driving
  • Low mileage
  • Multi-car
  • Multi-policy
  • Homeownership
  • Paid-in-full
  • Automatic payments
  • Safety features
  • Military
  • Student away at school

Reaching specific criteria can earn multiple discounts with most insurers, potentially reducing your costs substantially. Be sure to ask about any discounts you may be eligible for.

Partner Insurance Providers

Walmart currently works with these top national auto insurance companies to offer quotes and policy sales:

  • Progressive
  • Esurance
  • Safeco
  • Liberty Mutual
  • Root Insurance
  • MetLife

These established insurers offer competitive rates along with options like monthly payment plans, online account access and robust mobile apps for convenience.

Is Walmart’s Car Insurance A Good Option?

For Walmart shoppers interested in getting quotes and buying car insurance policies completely online, using their insurance comparison platform provides a quick and convenient option.

Connecting with an agent in-store allows some customers to benefit from more personalized service. However, selection may be narrower and prices higher than shopping quotes from multiple insurers online on your own.

Overall, Walmart provides a helpful sales channel to learn about top insurers and get coverage. But price-shopping beyond Walmart can ensure you find the absolute most affordable rates for your situation.

How To Get A Car Insurance Quote Through Walmart

If you want to explore getting a free quote through Walmart’s website, simply:

  1. Visit and click on Auto Services
  2. Click “Get Auto Insurance Quote” which links to
  3. Enter your basic information like age and zip code
  4. Select desired policy types and coverage limits
  5. Compare real-time quotes from nationwide companies
  6. Purchase a policy online or contact insurers for more info

Use Walmart’s insurance tools to simplify shopping for essential coverage at the best price.

Buying Auto Insurance Online [Walmart and review]


Does Walmart have liability insurance?

Wal-Mart is self-insured. It has established its own subsidiary, called Claims Management, Inc., which acts as the company’s insurance adjuster. Wal-Mart sets aside money in its budget each year for the payment of claims. When claims are successful, they are paid directly out of this fund.

Does spark verify insurance?

Yes. Proof of insurance is collected as a part of your enrollment onto the Spark Driver platform. You’ll need appropriate insurance for each vehicle used. The Spark Driver app is available on a mobile device with camera, flash, and GPS capabilities (iOS, or Android 11 or newer).

How do I cancel my Walmart insurance?

How can I cancel my plan? During the first 30 days of your protection plan: If you purchased your protection plan at a Walmart store, bring the receipt for your plan back to the store where it was purchased or visit If you purchased your plan online, visit

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