Does Insurance Cover Reckless Driving

If I’m in an accident while driving drunk, am I covered? Yes. You’re covered up to the limits of your policy for any accident, regardless of fault or if you were under the influence of alcohol or drugs. That includes damage to your car or someone else’s property as well as their injuries.

As per Tanner vs. Nationwide (Tex., 2009), the insurance coverage of any driver becomes void when they try to cause someone harm. In simple terms, this means that the insurance provider does not have to pay out a single dime if the driver in question intentionally causes the car crash.

How Long Does Reckless Driving Stay on Your Record in Florida? A reckless driving charge in Florida stays on your record for 75 years – basically a lifetime – unless it gets expunged or sealed, which can be done with an attorney, going through the courts, and the Florida Department of Law Enforcement.

Dangerous maneuvers, such as illegal passing over a double-yellow line, swerving into opposing lanes, driving on sidewalks, or intentional moving violations such as deliberately running red lights,can qualify for reckless driving charges in California. Street racing is almost always regarding as reckless driving.