Direct General Insurance Company Code in Florida

Direct General Insurance is one of the largest auto insurance providers in the United States. The company offers affordable car insurance policies to drivers in over 20 states, including Florida.

When purchasing auto insurance in Florida, it’s important to know the company code for Direct General. This code allows you to compare rates and get proof of insurance.

Below is an overview of Direct General insurance company codes in Florida, how to find your company code, and how codes are used for insurance purposes.

Overview of Direct General Insurance in Florida

Direct General Insurance first offered auto insurance policies in Florida in 2006. The company is headquartered in Nashville, Tennessee and has expanded to provide policies to over 2 million drivers across the country.

In Florida, Direct General sells insurance through local agents and through its website. The company offers the following car insurance policies to Florida drivers:

  • Bodily Injury Liability Coverage
  • Property Damage Liability Coverage
  • Uninsured/Underinsured Motorist Bodily Injury Coverage
  • Personal Injury Protection
  • Comprehensive Coverage
  • Collision Coverage

Direct General focuses on providing affordable minimum liability coverage for high-risk drivers in Florida. Drivers can also add comprehensive and collision coverage to protect their vehicle.

Direct General Insurance Company Codes in Florida

Insurance companies doing business in Florida are assigned a unique company code by the Florida Office of Insurance Regulation. Direct General has the following company codes in Florida:

Personal Auto Insurance

  • 10788 – Direct General Insurance Company

Commercial Auto Insurance

  • 10787 – Direct General Insurance Company

These codes help identify that your auto insurance policy was issued by Direct General.

You can find your company code on insurance documents like your policy Declarations Page, ID card, and proof of insurance certificate. The code will be displayed as a 5-digit number.

How to Find Your Direct General Insurance Company Code

There are a few ways Florida drivers can find their Direct General insurance company code:

  • ID Card – Your insurance ID card will display your company code under the insurer name. It’s the 5-digit number beside “Direct General Insurance Company.”

  • Declarations Page – Your policy Declarations Page lists key details about your coverage. It will include your company code in the headings.

  • Proof of Insurance – If you need to provide proof of valid auto insurance, your Direct General proof of insurance certificate will include the company code.

  • Contact Your Agent – You can also contact your Direct General insurance agent directly to ask for your company code.

  • Call Customer Service – The customer service number is listed on your insurance documents. An agent can provide your code over the phone.

Knowing where to find your insurer’s company code makes it easy to access when needed.

How Insurance Company Codes Are Used in Florida

Insurance company codes serve a few important purposes for Direct General customers in Florida:

1. Comparing Rates

When shopping for car insurance quotes, you’ll need to enter your current company code. This populates your policy details so new insurers can provide accurate rate comparisons.

2. Providing Proof of Insurance

Any time you need to show proof of active insurance, you’ll need to reference your company code. This includes providing evidence of insurance:

  • During traffic stops
  • When renewing your vehicle registration
  • When requested by lienholders

3. Filing Claims

If you need to file an insurance claim with Direct General, providing your company code helps speed up the process. Claims representatives can easily pull up your policy details.

4. Adding Vehicles or Drivers

Want to add a vehicle or driver to your existing Direct General policy? Provide your company code when requesting the change to link it to your account.

Overall, having your 5-digit company code handy makes managing your Direct General insurance policy faster and simpler.

How to Change Insurance Company Codes in Florida

In most cases, your insurance company code will remain the same when renewing or making changes to your Direct General policy.

However, here are some scenarios when you may get a new company code from Direct General:

  • You move to a new insurance company – Each insurer has their own unique company code. If you switch insurers, make sure to update your records with the new company code.

  • Your insurer is merged or acquired – If Direct General merges with another insurance company, they may take on a new company code. Policyholders would be notified of any code changes.

  • You change policy types – Direct General has different codes for personal and commercial auto policies. If you switch between policy types, your code would change.

  • You move to another state – Insurance codes are state-specific. If you relocate to a new state, you’d get a new company code for that location.

Otherwise, expect your 5-digit Direct General company code to stay the same at each renewal. Contact your agent if you ever can’t locate your code on insurance documents.

Is Direct General a Good Insurer for Drivers in Florida?

Direct General is a leading choice for high-risk drivers in Florida who need to meet minimum auto insurance requirements. Reasons to consider Direct General include:

Affordable Rates for High-Risk Drivers

  • Direct General specializes in providing liability coverage to drivers who may have:

    • Poor credit
    • Lack of driving experience
    • Lapses in prior coverage
    • Minor violations
  • For these motorists, Direct General offers some of the lowest rates available.

Policy Options for Minimum FL Requirements

  • You can get basic liability and PIP insurance to meet legal minimums in Florida.

  • Direct General also offers comprehensive and collision for added protection.

Discount Programs Available

  • Direct General offers a variety of discounts in Florida, like:

    • Multi-vehicle
    • Multi-policy
    • Safe driver
    • Good student
  • Discounts can help reduce your premium payments.

Easy Quote Process Online or by Phone

  • You can get quotes and buy policies entirely on Direct General’s website.

  • Or call anytime to speak with a local agent.

Overall, Direct General Insurance delivers affordable coverage options for the state minimum requirements in Florida. Just be sure to have your company code handy when managing your policy.

Direct General Insurance Company (1998)


What is the general insurance florida company code?

The main The General NAIC number is 13703. The General’s NAIC number is the five-digit code given by the National Association of Insurance Commissioners (NAIC), which assigns numbers to authorized insurance providers in order to track customer complaints and ethics violations across state lines.

What is the NAIC code for direct insurance?

NAICS 524120 – Direct Insurance (except Life, Health, and Medical) Carriers is part of: NAICS 524100 – Insurance Carriers.

What is the 5 digit insurance company code?

The NAIC code is a 5-digit number that can be found on your insurance card. Most of the time the NAIC is printed on your ID card, however it may not be labeled. For a complete list of NAIC numbers, please visit the NAIC website.

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