If you’re buying or selling a home, you probably want to know when the deal will actually close. One major factor determining this timeline is escrow. When a seller accepts an offer, an escrow account is opened, and the process continues until closing, when the buyer receives possession of the property. Your closing and moving … Read more
(Please note that while we can make loans throughout California, these numbers below have been updated for 2023 and are specifically for San Diego. We try our best to ensure that everything is accurate when you read it. ). The brand-new conforming mortgage loan limits in San Diego County were just announced on November 30, … Read more
Swimming pool loans are a subcategory of home improvement loans. To distinguish them from secured loans like home equity loans, these are categorized as unsecured personal loans. Swimming pool loans are available from businesses that specialize in financing pools and other backyard renovation or home improvement projects, despite the fact that there are other swimming … Read more
Both Fannie Mae and Freddie Mac impose limits on the number of mortgages they will purchase or guarantee. All conventional mortgages delivered to Fannie Mae and Freddie Mac are subject to the annual conforming loan limits published by the Federal Housing Finance Agency (FHFA). 2022 conforming loan limits for California is $647,200 and goes up … Read more