When you submit an application for a mortgage, your lender will examine your income to determine whether you can afford the loan. It’s almost simple for those who are employed because you can use recent tax returns, pay stubs, and W-2s. But what happens if you’re self-employed?. You may be wondering how to determine your … Read more
Although declaring bankruptcy won’t prevent you from applying for student loans, it might make it more difficult to be approved for PLUS Loans and private student loans without a cosigner. You can discharge old debts through Chapter 7 or Chapter 13 bankruptcy without jeopardizing your eligibility for new federal student loans to pay for college. … Read more
Exclusive to members of Navy Federal Credit Union (NFCU), a personal loan from Navy Federal can be used for debt consolidation, large purchases, and home improvements. There is no minimum credit score requirement because it has a membership-based structure. A good credit score, however, will only strengthen your loan application. Members of Navy Federal can … Read more
Regaining control of your finances during a chapter 13 bankruptcy can be difficult. Finding mortgage companies that will refinance your mortgage can be even more difficult if you already have a mortgage and want to refinance it. While it is possible to refinance your home while filing for chapter 13 bankruptcy, there are additional lender … Read more
King County’s home prices have been steadily rising, so federal housing officials decided to raise the county’s conforming loan limits for 2023. This article will discuss these figures and how they affect you as a home buyer. As a result of consistent home price growth over that year, King County is seeing higher conventional loan … Read more
The website you’ve chosen is an external one that’s hosted on a different server. Central Bank has no responsibility for any external website. It neither recommends nor makes any express or implied warranties about the information, content, presentation, or accuracy of any external site. Thank you for visiting Central Banks website. Your privacy is very … Read more
The cost of moving varies significantly depending on a number of variables. So that you won’t be in the dark when it comes time to sign on the dotted lines, we shed some light on purchasing a home as a couple. There may be some confusion as to which name (or names) should appear on … Read more
Although it is not permitted in all states, a transfer-on-death (TOD) deed, also known as a beneficiary deed, can be a useful estate planning tool. When you are alive and own the property, you can use a transfer-on-death deed to transfer it to your beneficiary without having to go through the probate process. You will … Read more
FinanceBuzz is reader-supported. Although we might be compensated for the goods and services mentioned in this article, the authors’ opinions are their own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about our funding sources and editorial guidelines. With good reason, personal loans have grown in … Read more
Prepaid interest, as the name suggests, is money owed to a bank or mortgage lender that is paid before it is actually due. There are a number of reasons why it must be paid in full before the due date, but the main one is that mortgages are paid in arrears. Due to the fact … Read more