Bella Mertz Fact Checked Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors opinions or evaluations. Citibank, a Forbes Advisor partner, might, like many other financial institutions, prescreen you for a credit card; note that Citi does not call this preapproval. If you take good care of your … Read more
Fact Checked Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors opinions or evaluations. It’s rare to find a card for those with fair credit that offers the ability to earn rewards. If you’re looking for an unsecured card, this one is a solid option with … Read more
Buying a house is a significant milestone in anyone’s life. It’s the culmination of dreams, aspirations and years of hard work. However the journey towards homeownership can be riddled with unexpected hurdles, one of which is an IRS lien on your property. An IRS lien is a legal claim the government places on your assets, … Read more
This article is for people who have defaulted on their Sallie Mae/Navient student loans. This won’t apply to you if you haven’t defaulted or if you’re still making payments on conventional subsidized or unsubsidized federal loans. For those of you that ARE in this position, this post is for you. You can get your life … Read more
Thinking about buying a car with cash? You’re not alone! Many people prefer to avoid the hassle and interest payments of a car loan. But before you empty your piggy bank, there are a few things you should consider. What Does “Buying a Car With Cash” Mean? When you buy a car with cash, you’re … Read more
The last thing a bereaved family member wants is to get a call from a debt collector demanding money for a deceased loved one. Here’s what you should know about the laws and your rights if a collector calls you regarding the debts of a deceased relative. Losing a loved one is never easy, and … Read more
Short Answer: Credit can affect many aspects of your life, particularly significant purchases like acquiring a car or home. Maintaining a high credit score is crucial to being eligible for the best credit card and loan terms, which can result in significant savings over time. It takes work to establish and maintain a good credit … Read more
A number of mortgage loan options, such as VA and FHA loans, are intended to assist borrowers with low credit scores in obtaining a home loan. Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. If your credit score requires improvement and you wish to apply … Read more
For homeowners who owe more on their mortgage than their home is worth, a short sale can be a great option. During negotiations, a short sale can eliminate deficiency liability and allow the homeowner to remain in their house for a longer amount of time. Sadly, there are a lot of false beliefs and myths … Read more
Hold on to your wallets, folks, because we’re about to dive into the fascinating world of credit cards and the companies that issue them. You might be surprised to learn that credit card companies actually have a special nickname for customers who pay their balances in full each month: deadbeats. Now before you start picturing … Read more