Your Guide to American Auto Insurance on Harlem

American Auto Insurance has been providing affordable car insurance to drivers in Illinois for over 30 years. With multiple locations across Chicagoland, American Auto Insurance on Harlem serves residents of North and Northwest Chicago. If you’re looking for cheap car insurance quotes and excellent customer service, American Auto Insurance may be the perfect fit. This article will provide an in-depth overview of American Auto Insurance on Harlem.

About American Auto Insurance

American Auto Insurance is an independent insurance agency focused on auto insurance for Illinois drivers. The company was founded in 1987 and is headquartered in Des Plaines, IL. Some key facts about American Auto Insurance:

  • Rates starting at just $14 per month
  • Offers SR-22 filings for high-risk drivers
  • Policy options for rideshare drivers
  • Bilingual English/Spanish services
  • A+ rating with the Better Business Bureau

In addition to affordable pricing, American Auto Insurance aims to provide convenience to customers through 24/7 claims service, a bilingual website, and secure online account management. The company has over 15 locations in the Chicago metro area.

American Auto Insurance on Harlem Ave

The American Auto Insurance office located at 3201 N. Harlem Ave serves residents across Chicago’s North and Northwest sides.

This location provides the full range of American Auto Insurance’s services including:

  • Auto insurance quotes
  • SR-22 filings
  • Auto policy purchases
  • Payment processing
  • Policy changes
  • License plate stickers & registration
  • License reinstatement assistance

The Harlem office has bilingual insurance agents to assist English and Spanish-speaking customers. The location has an ATM on-site for convenient premium payments.

This office is open Monday to Friday from 8am to 8pm and Saturdays 8am to 5pm. The team at American Auto Insurance on Harlem Ave can be reached by phone at (773) 286-3500.

Car Insurance Offerings

American Auto Insurance provides a range of coverage options to meet the needs of all drivers in Illinois.

Minimum Liability Coverage

At a minimum, Illinois law requires:

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $20,000 property damage
  • $25,000/$50,000 uninsured motorist coverage

American Auto Insurance offers basic liability plans to meet state minimums.

Full Coverage Options

For drivers wanting more protection, American Auto Insurance provides full coverage options including:

  • Collision coverage
  • Comprehensive coverage
  • Rental reimbursement
  • Roadside assistance
  • Rideshare coverage

SR-22 Insurance

Drivers classified as high-risk may be required to carry SR-22 insurance and file proof with the Secretary of State. American Auto Insurance helps drivers obtain SR-22 coverage and provides same-day filing.

Other Products

Besides auto insurance, American Auto Insurance can also assist with:

  • License plate stickers
  • License reinstatement
  • Payment plans
  • Traffic ticket assistance

Discounts and Savings

American Auto Insurance offers a number of discounts to help drivers lower their insurance premium:

  • Multi-car discount
  • Multi-policy discount
  • Good student discount
  • Student away at school discount
  • Advance quote discount
  • Good driver discount
  • Mature driver discount

The company also provides a unique referral program where existing customers can earn a $50 gift card for each referred friend that purchases a policy.

Getting a Quote

Drivers can obtain a free no-obligation insurance quote from American Auto Insurance in a few simple steps:

  1. Call (773) 286-3500 or visit their website.

  2. Provide details about yourself, your car, and your driving history.

  3. An insurance agent will review coverage options and pricing with you.

  4. Receive your customized quote for car insurance.

Quotes are fast and hassle-free. American Auto Insurance writes policies for all types of drivers including new drivers, seniors, rideshare drivers and high-risk drivers. The quote process is obligation-free so you can compare options.

Customer Service

American Auto Insurance aims to provide top-notch customer service and an improved insurance buying experience.

  • Bilingual agents
  • Phone support 6 days a week
  • Online account management
  • Local office locations
  • Payment kiosks available

The company has a team dedicated to providing excellent service to all customers. American Auto Insurance on Harlem makes it easy for Northwest Chicago drivers to get affordable coverage and great service.

Why Choose American Auto Insurance?

There are many good reasons for drivers in the North and Northwest side of Chicago to choose coverage from American Auto Insurance:

Affordable Rates

American Auto Insurance consistently offers some of the lowest rates in Illinois. Drivers can find plans starting at just $14 per month.

Flexible Payment Options

The company provides flexible monthly payment plans and accepts various payment types like cash, check, credit card and debit card. Customers can manage payments online or at a local office.

Rideshare Coverage

For Illinois drivers working for Uber, Lyft or delivery services, American Auto Insurance offers rideshare friendly coverage.

High-Risk Specialists

American Auto Insurance works with high-risk drivers to obtain SR-22 coverage and policies after a license suspension, DUI or traffic tickets.

Positive Reviews

Customers consistently give positive feedback on American Auto Insurance’s cheap pricing and quality service. The Harlem office maintains a 5-star Google rating.

Trusted Since 1987

With over 30 years in business, American Auto Insurance has a reputation for reliable coverage and an excellent claims process.

Local Agents

The Harlem office provides customized insurance from agents located right in the community.

Finding the right car insurance doesn’t have to be a hassle. American Auto Insurance on Harlem makes it quick and convenient for Chicago drivers to get covered with affordable rates. Consider contacting their bilingual agents today for a complimentary quote.

Frequently Asked Questions

Here are answers to some common questions about American Auto Insurance on Harlem:

Are quotes really free?

Yes! There is no cost or obligation to receive a quote for car insurance from American Auto Insurance.

How long does the quote process take?

You can get a personalized quote in as little as 5 minutes. You can have your policy ready to go in under an hour.

Can policies be purchased completely online?

American Auto Insurance can begin the process online but requires finishing in-person at a local office. This ensures policies are issued in compliance with state insurance requirements.

What forms of payment are accepted?

American Auto Insurance accepts cash, checks, Visa, Mastercard, Discover, and debit cards. Offices have ATMs available for your convenience as well.

What discounts are offered?

Discounts include multi-car, safe driver, student, senior, advance quote, and multi-policy discounts. Be sure to ask what discounts you may qualify for.

Can I get SR-22 insurance the same day?

Yes, American Auto Insurance is able to provide same-day SR-22 filings for drivers that need proof of high-risk auto insurance.

Does American Auto Insurance insure drivers with DUIs?

Yes, they work with all types of drivers including those with past DUIs or traffic violations to find affordable coverage.

Can I start my policy immediately?

Yes, American Auto Insurance offices can often bind same-day coverage once you’ve completed the application process.

What insurance carriers do they represent?

American Auto Insurance represents over 25 top-rated insurance carriers in Illinois to get drivers the best rates.

Ready to get a free quote from American Auto Insurance on Harlem? Call today at (773) 286-3500 or stop by their office at 3201 N. Harlem Ave in Chicago. Their bilingual team will help you get affordable coverage.

All you NEED to Know about Auto Insurance in 6 Minutes

FAQ

What is America’s cheapest car insurance?

State Farm is the cheapest car insurance company overall according to NerdWallet’s analysis, with an average rate of $39 a month for minimum coverage. It was also the cheapest in our analysis of cheap full coverage auto insurance.

How much is car insurance in NYC monthly?

Credit Score
Average Annual Premium
Average Monthly Premium
Good
$1,968
$164
Fair
$2,568
$214
Below Fair
$3,624
$302
Poor
$5,849
$487

What does the average American pay for car insurance?

The national average annual car insurance cost is $1,982 for full coverage and $549 for minimum coverage. Young drivers, drivers with a recent DUI and drivers with poor credit pay some of the highest car insurance rates on average.

Who insures the most cars in the US?

State Farm is the top auto insurance writer in the U.S., with the largest market share (16.0%) and over $41.6 million in direct premiums written in 2021.

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