Finding the right insurance coverage at an affordable price can be challenging. OnPoint Community Credit Union in Portland, Oregon aims to make getting insured easier for its members. OnPoint offers a suite of insurance products to help members protect what matters most.
Let’s explore the insurance options available through OnPoint and how members can manage their policies online.
Types of Insurance Offered by OnPoint
OnPoint provides the following insurance solutions:
Auto Insurance
- Coverage for liability, collisions, comprehensive, uninsured motorists
- Add-on coverage like rental reimbursement and roadside assistance
- Discounts for safe driving, good students, multi-policy, and more
Homeowners & Renters Insurance
- Protection for house, condo, apartment, manufactured home
- Coverage for personal property, loss of use, personal liability
- Options like water back up, earthquake, replacement cost
Life Insurance
- Term life and whole life policies
- Individual and joint coverage options
- Can supplement workplace group life insurance
Accident Insurance
- Pays benefits for covered accidental injuries
- Helps cover unexpected medical expenses
- Also includes wellness benefits
Pet Insurance
- Veterinary bill coverage for accidents, illnesses, cancer
- Optional wellness benefits for routine care
- 90% reimbursement on eligible vet costs
Identity Theft Protection
- Monitoring for identity threats and fraud
- Resolution services if identity theft occurs
- Coverage for lost wallet, stolen purse, and more
Mechanical Breakdown Insurance
- Covers repairs after manufacturer’s warranty expires
- For vehicle engines, transmission, electronics, and more
- Flexible terms from 1 to 7 years
Why Choose OnPoint for Insurance?
Here are some key benefits of getting insured through OnPoint Community CU:
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Local expertise – OnPoint’s licensed insurance agents understand the unique needs of Oregonians.
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Bundled discounts – Members can save by bundling multiple insurance policies.
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Dividend rewards – Eligible members may receive annual dividend rewards to lower costs.
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Superior service – OnPoint delivers personalized service and claims assistance.
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Convenience – Manage policies and pay premiums right from your OnPoint account.
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Credit union difference – As a not-for-profit cooperative, OnPoint focuses on members not shareholders.
Managing Your OnPoint Insurance Policies Online
Members can easily manage their insurance through OnPoint’s online and mobile platforms.
View Policy Details
- Review coverages, limits, deductibles, and extra benefits for each policy
- See all drivers and insured properties listed on policies
- Print ID cards and insurance documents
Change Information
- Update your address, phone number, and email
- Add or remove vehicles, properties, and drivers
- Request changes to coverage, limits, and deductibles
Pay Bills
- Set up recurring payments from OnPoint account
- Make one-time payments by transferring funds
- View payment history and print receipts
File Claims
- Start auto and property claims directly through online banking
- Upload photos, estimates, bills and other documents
- Check status of existing claims
Access eDocuments
- Sign insurance paperwork electronically
- Access digital copies of policies, declarations, and forms
- Reduce paper clutter and mail
Contact Your Agent
- Email licensed insurance agents with questions
- Schedule consultations to discuss policy options
- Get assistance with claims or billing issues
Purchasing OnPoint Insurance Protection
If you’re an OnPoint member looking to get insured, here are some tips:
- Get quotes online – easily compare quotes for auto, home, life, and more
- Meet with an agent – have an OnPoint agent review your specific insurance needs
- Inquire about discounts – ask about all the savings you may qualify for
- Cover essential risks – prioritize insuring your biggest assets and income sources
- Consider bundling – bundle auto, home, life for bigger discounts
- Review annually – meet with agent each year to confirm adequate coverage
The Bottom Line on OnPoint Insurance
OnPoint Community Credit Union provides members great value on personalized insurance protection. Manage your policies digitally for added convenience. And count on the OnPoint team for superior service when you need to start a claim.
Getting insured directly through OnPoint helps strengthen the credit union’s member-owned cooperative. Together, members contribute to the credit union’s success.
Visit OnPoint Insurance to get a free quote and learn more today. Protect what matters most with tailored coverage from people who care.
OnPoint Community Credit Union | Life Insurance – Money Matters (2012)
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