What to Expect for 2023 Nissan Rogue Insurance Costs

The Nissan Rogue is one of the most popular small SUVs on the market. If you’re considering a new 2023 Rogue, a key factor is understanding what your insurance premiums will cost. This guide examines typical insurance rates for the 2023 Rogue and provides tips to keep your premiums low.

Overview of 2023 Nissan Rogue

The Rogue was fully redesigned for the 2021 model year and continues with minimal changes for 2023. Key features include:

  • Available hybrid powertrain with up to 36 mpg combined
  • Updated exterior styling and interior
  • Standard safety tech like automatic emergency braking
  • Available ProPilot Assist semi-autonomous driving aid
  • Roomy cargo area and rear seat space

Nissan’s emphasis on safety and technology helps make the Rogue one of the most affordable vehicles to insure in the small crossover segment.

What Factors Influence 2023 Nissan Rogue Insurance Costs?

Several variables determine how much you’ll pay to insure a 2023 Rogue:

Your location – Insurance rates vary widely across states and even zip codes. Urban areas tend to have higher premiums.

Your age – Drivers under 25 pay the most, with premiums decreasing as you get older.

Your gender – Statistics show young male drivers pay more than females. But this evens out over time.

Your driving record – Speeding tickets, at-fault accidents, DUIs all raise rates significantly.

Your credit score – Better credit equals lower premiums in most states. Poor credit bumps up rates.

Chosen coverage limits – Lower liability limits, higher deductibles bring cheaper premiums.

Where you park – Storing the car in a garage lowers risk of damage/theft versus street parking.

Intended use – Pleasure only is cheaper than driving for work or business.

Mileage – The more miles driven annually, the more risk of accidents.

Average 2023 Nissan Rogue Insurance Costs

According to industry rate analysis, annual insurance for a 2023 Nissan Rogue costs:

  • $1,418 for a minimum full coverage policy
  • $1,667 for a preferred policy with better protection
  • $1,972 for a premium policy with max coverage options

Here’s how average yearly premiums break down based on driver profile:

Driver Minimum Coverage Preferred Coverage Premium Coverage
Safe 30-year-old $1,285 $1,533 $1,838
Safe 50-year-old $1,173 $1,421 $1,726
Teen Driver $4,442 $4,691 $5,096
Driver with DUI $2,853 $3,102 $3,507
Driver with accident $2,027 $2,276 $2,681

As you can see, factors like age, driving record, and coverage selections cause a wide range of premium costs. Teens and high-risk drivers pay the most, while mature safe drivers get the lowest rates.

Estimated 2023 Nissan Rogue Insurance by Age

One of the biggest factors in insurance costs is the driver’s age. Here are the average annual premium estimates for a 2023 Rogue based on age:

Age Annual Rate
16 $5,832
18 $4,956
20 $3,965
25 $2,367
30 $1,533
40 $1,421
50 $1,350
60 $1,483

Another way to save for parents of teen drivers is to put the Rogue on their own policy and add the teen as an occasional driver. This avoids the huge premium spike from insuring the teen individually.

How to Get the Cheapest 2023 Nissan Rogue Insurance

The easiest way to pay less for 2023 Rogue insurance is to:

  • Ask every insurer about discounts you may qualify for
  • Take a defensive driving course for lower premiums
  • Enroll in usage-based “telematics” programs to prove you’re a low-risk driver
  • Bundle home or other policies with your auto insurance
  • Raise your deductibles on comprehensive and collision coverage
  • Maintain a good credit score and clean driving record
  • Store your Rogue in a garage rather than on the street

Using these tactics can potentially save you hundreds per year on your premiums. Be sure to re-shop rates at renewal time and when life changes occur to ensure you always get the lowest available price.

The Takeaway

The 2023 Nissan Rogue is an affordable vehicle to insure, with average premiums below many competitors. Following the tips provided can help you save even more on your Rogue policy. Compare quotes from multiple top insurers to find the best rate for your situation. Maintaining continuous insurance protection on your new Rogue is important – but it doesn’t have to devastate your budget.

Nissan Rogue Negotiation Guide (Invoice Price, Lease, Maintenance, and Insurance)


Is insurance high on a Nissan Rogue?

For the Nissan Rogue, the average annual cost of full coverage insurance is $1,216 for a 2009 model and $1,524 for a 2022 model. The age of your vehicle can impact Nissan Rogue insurance costs because cars tend to lose value over time. The average cost of car insurance can vary depending on the insurance provider.

Are Nissans more expensive to insure?

One of the big things that makes it a little more expensive to cover a Nissan is the fact that certain ones are popular with thieves. According to state-by-state top-ten lists that are maintained by the National Insurance Crime Bureau, models like the Altima and the Maxima are stolen fairly regularly.

How much is insurance on a 2013 Nissan Rogue?

16-19 yr old
30-39 yr old
$271.88 / mo
$141.66 / mo
$261.31 / mo
$132.93 / mo
$349.93 / mo
$135.39 / mo
$239.46 / mo
$142.37 / mo

How much is insurance on a 2023 Altima?

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Nissan Altima costs $2,290 per year, while its 2022 equivalent costs $1,866 per year. Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget.

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