If you live in the Wooster, OH area and need insurance, you may be considering Wayne Insurance Group as an option. Wayne Insurance Group is headquartered in Wooster and offers a range of insurance products for individuals, families, farms, and businesses in Ohio.
This comprehensive guide will provide an overview of Wayne Insurance Group, the products and services it offers, customer reviews, and what to know about getting insurance through them if you are located in the Wooster, OH vicinity.
About Wayne Insurance Group
Wayne Insurance Group consists of two insurance companies – Wayne Mutual Insurance Company and Washington Mutual Insurance Association. Some key facts:
Founded in 1910, Wayne Mutual is the main carrier of the group.
Washington Mutual was established even earlier in 1878.
Both companies are structured as mutual insurers, meaning they are owned by policyholders.
Headquartered in Wooster, OH where they maintain a regional office.
Offer insurance products throughout the state of Ohio.
Employ around 130 people in Wooster and other offices statewide.
Maintain an A- “Excellent” financial strength rating from AM Best.
As mutual companies, Wayne Insurance Group is focused on serving policyholders rather than generating profits for shareholders. The carriers have accumulated over 140 years of experience providing insurance specifically for Ohio residents.
Insurance Products Offered
Wayne Insurance Group offers a wide range of insurance solutions for individuals, families, farms, and businesses:
- Auto insurance
- Homeowners insurance
- Renters insurance
- Umbrella insurance
- Identity theft protection
- Farm insurance
- Businessowners insurance
- General liability
- Commercial property
- Commercial auto
- Professional liability
- Workers’ compensation
- Classic and antique auto
- Rental dwellings
- Vacant properties
- Farm winery insurance
- Artisan contractors
The company aims to provide customized insurance policies tailored to each customer’s specific needs. With a focus on local communities, independent agents have flexibility to build coverage around individual risks rather than one-size-fits-all policies.
Working With Local Independent Agents
Wayne Insurance Group provides insurance policies through a network of independent insurance agents located throughout Ohio. Some benefits of working with a local agent include:
Personalized service – Local agents get to know you and your specific needs.
Trusted advisor – They can advise on the right insurance solutions for your situation.
Choice of carrier – Agents have options to shop multiple insurance carriers on your behalf.
Policy management – The agent acts as your ongoing point of contact for policy questions, changes, etc.
Claims assistance – Agents help guide you through the claims process if needed.
To find a Wayne Insurance Group agent near Wooster, OH, consumers can enter their ZIP code on the company’s website. The nearest independent agents contracted with Wayne will be displayed.
Wayne Insurance Group Reviews
Wayne Insurance Group maintains accreditation and an A- rating from industry authority AM Best. However, there are limited online customer reviews available for the company. Here are a few insights into policyholder experiences based on what could be found:
1 out of 5 rating on Trustpilot – Based on only three total reviews, Wayne Insurance Group has a poor Trustpilot score. But with such a small sample size, this lacks significance.
Positive feedback on Facebook – The Wayne Insurance Group Facebook page contains mainly positive comments from customers praising the helpful service received from local agents.
Few reviews on other sites – There is a lack of customer feedback on other major review platforms for Wayne Insurance Group, making it difficult to fully assess perceptions.
No complaints with the Ohio Department of Insurance – While lacking big data, the fact that the DOI shows no complaints against Wayne Mutual or Washington Mutual is a positive sign.
Overall, the limited information available indicates customers respond well to being able to work with knowledgeable local agents. But more customer input would be needed to fully evaluate satisfaction levels.
Cost of Insurance from Wayne
As independent agencies contracted with multiple carriers, the agents representing Wayne Insurance Group have flexibility to shop around for competitive pricing tailored specifically to each customer’s unique needs.
However, we can look at typical statewide premium costs for an idea of what Wayne Insurance Group’s rates could look like:
Ohio average annual auto insurance premium: $955
Ohio average annual homeowners insurance premium: $1,031
Ohio average annual business insurance premium: $1,786*
These figures from the National Association of Insurance Commissioners give a general benchmark for comparison, but actual Wayne Insurance Group premiums will depend on individual risk factors like driving record, claims history, business type, etc.
Overall Wayne Insurance Group aims to offer broad, competitively priced insurance coverage options throughout Ohio communities, though pricing will vary case by case.
Is Wayne Insurance Group a Good Choice?
For Ohio residents looking for insurance, Wayne Insurance Group delivers some notable benefits:
Long track record – Over 140 years of experience serving the Ohio insurance market.
Financial stability – Maintains excellent A- rating from AM Best.
Mutual structure – As mutual companies, the focus stays on policyholders’ interests.
Local agents – Opportunity to develop relationship with knowledgeable local insurance advisors.
Wide range of products – Comprehensive insurance solutions for individuals, farms, and businesses.
The ability to work with trusted community advisors who take time to build optimized policies makes Wayne Insurance Group stand out as a quality choice. People seeking a more personalized approach to insurance will appreciate their agent-focused model.
Is Wayne Insurance Group the Best Choice for You?
While Wayne Insurance Group represents a solid option for insurance in many respects, making sure it’s the right fit for your situation requires weighing some key factors:
Do you want to work with a local advisor rather than buy direct online?
Do you need specialized insurance like farm or artisan contractor coverage?
Does the mutual company structure appeal to you?
Do you value having access to 140+ years of experience in the Ohio market?
Does pricing for typical policies appear affordable for your needs?
Carefully considering what insurance features matter most can help determine if Wayne Insurance Group aligns with your priorities. If so, connecting with a local agent is recommended as the next step.
The Bottom Line – Wayne Insurance Group Wooster OH
With roots going back to the late 1800s, Wayne Insurance Group has deep experience catering to the insurance needs of Ohioans. The Wooster, OH-based mutual insurance providers sell policies through local independent agents across the state.
Consumers have the ability to work directly with advisors in customizing protection for their homes, autos, farms, and businesses. While limited customer feedback makes evaluating satisfaction difficult, the company maintains excellent financial ratings and a focus on serving policyholder interests.
For Ohio residents who prefer a more personalized approach to insurance, Wayne Insurance Group delivers solid financial backing along with local expertise. Finding the right agent match can provide peace of mind knowing you have guidance from a trusted community resource.
Frequently Asked Questions
Does Wayne Insurance only operate in Ohio?
Yes, Wayne Insurance Group sells insurance policies only within the state of Ohio. The company is focused specifically on the Ohio insurance market.
How do I get a quote from Wayne Insurance Group?
You would need to contact one of Wayne Insurance Group’s local independent agents to receive quotes on coverage. Quotes cannot be obtained directly from the company.
Is Wayne Insurance Group reputable?
Yes, Wayne Insurance Group has operated for over 140 years and maintains an A- or “Excellent” rating from AM Best, indicating strong financial health and operating performance.
What types of discounts does Wayne Insurance offer?
Discounts will vary by policy. Some common ones may include multi-policy, good driver, safety feature, loyalty, and billing discounts. Contact an agent to learn about available ways to save.
Can I manage my Wayne Insurance policy online?
Yes, Wayne Insurance Group policyholders can access their policies online through the company’s PolicyPlus portal to make payments, file claims, and more.
What steps should you take following a storm?
Who owns Wayne Insurance Group?
Who owns Ohio Mutual Insurance Company?