Finding the Best State Farm Insurance in Norfolk, VA

When it comes to protecting your home, car, health, and more in Norfolk, VA, it pays to find an experienced local State Farm agent. State Farm is the #1 home and auto insurer in Virginia and the entire nation. This article provides an in-depth guide to State Farm insurance offerings in Norfolk along with tips for finding the right agent for your needs.

Overview of State Farm

Founded in 1922, State Farm is the largest property and casualty insurance provider in the United States. They market a wide range of insurance products including:

• Auto insurance
• Homeowners insurance
• Renters insurance
• Condo insurance
• Life insurance
• Health insurance
• Disability insurance
• Business/commercial policies

State Farm is known for local agent accessibility, competitive rates, and superior customer service. As a mutual company, State Farm is owned by policyholders rather than shareholders.

With over 19,000 agents nationwide, State Farm has established a strong neighborhood presence in communities large and small. Multiple State Farm agents are ready to serve residents and businesses right in the Norfolk area.

State Farm Insurance Offerings for Norfolk

State Farm agents in Norfolk provide personalized quotes and policy options for:

Auto Insurance

From basic liability to comprehensive coverage, State Farm has a Norfolk auto policy for every budget and vehicle type. Available options include:

• Collision and comprehensive – covers damage to your car
• Liability – covers injury/damage you cause others
• Medical payments – covers medical bills for you/passengers
• Uninsured motorist – covers injuries from an uninsured driver
• Rental reimbursement
• Roadside assistance

Home Insurance

Homeowners in Norfolk can insure their most valuable asset against common risks like fire, theft, wind, and water damage. Condo unit owners can get tailored condo insurance as well. State Farm even covers valuable personal items with their personal articles policy.

Renters Insurance

Renters can protect their possessions and liability for less than $15 per month on average. State Farm renters insurance also covers additional living expenses if your rental is uninhabitable due to a covered loss.

Small Business Insurance

From food trucks to dentist offices, State Farm provides customized coverage for all types of Norfolk small businesses including:

• General liability insurance
• Commercial property insurance
• Business income/extra expense
• Workers compensation
• Commercial auto policies
• Professional liability (E&O)

Life Insurance

State Farm agents offer term, whole, and universal life policies to provide financial security for your loved ones. You can also get supplemental health policies, disability income insurance, and annuities.

Bundling multiple policies together, like home and auto, can help you save up to 30% or more. Contact a local agent to discuss a personalized insurance plan for your specific needs in the Norfolk area.

How to Find a Top State Farm Agent in Norfolk

With several State Farm office locations around Norfolk, how do you find the right insurance agent? Here are some tips for picking the best State Farm agent for your situation:

• Check reviews – Search online for customer reviews and testimonials for each agent’s service, responsiveness, and expertise.

• Visit the office – Stop by agent offices to meet the staff and get a feel for their professionalism and attention to detail.

• Ask about experience – Find out how long they’ve been an agent, their specialities, and involvement in the community. Look for 5+ years of experience.

• See who offers quotes online – Many State Farm agents allow you to get an instant quote online through their website 24/7.

• Look for designations – Search for agents who hold advanced designations like CIC, CPCU, or CLU which signifies additional training and certification.

• Seek out bundled savings – Ask agents what multi-policy discounts you may qualify for by combining several policies.

• Compare rates – Get customized quotes from multiple agents since pricing can vary slightly agency to agency. But focus on value over just price.

Doing research helps ensure you select a State Farm agent with a proven track record of responding quickly, finding you the right mix of coverage, providing comprehensive policy services, and saving you money.

Top-Rated State Farm Agents in Norfolk

Use this list of reviewed agents as a starting point to find the best State Farm representative in the Norfolk area:

Joseph Query Insurance Agency

• Location: 1815 E Little Creek Rd #1815, Norfolk, VA 23518
• Contact: 757-480-0033

Joseph Query Insurance Agency holds a 5-star average rating. Customers praise their fast response time, friendliness, and taking time to explain coverages. They handle home, auto, life, business, and health policies.

Garry Price Agency

• Location: 870 N Military Hwy, Norfolk, VA 23502
• Contact: 757-853-7410

Garry Price Agency has 4.9 stars out of 35+ Google reviews. Clients say they go the extra mile and make sure you get every discount available. They offer very competitive rates.

Brian Topping Agency

• Location: 2815 Monticello Ave, Norfolk, VA 23504
• Contact: 757-855-8022

With almost 5 stars on 30+ reviews, Brian Topping Agency customers compliment their patience, honesty and taking time to answer every question. Their office hours cater well to busy schedules.

Ronnie Vigneault Agency

• Location: 211 E City Hall Ave #14, Norfolk, VA 23510
• Contact: 757-625-1019

The Ronnie Vigneault Agency has 25+ Google reviews and a perfect 5-star average rating. People highlight great service for multi-policy discounts plus quick claim resolution.

While these agents come highly recommended, be sure to check multiple options to find the State Farm representative right for your insurance needs.

What to Expect When Getting a Quote

When speaking to a State Farm agent to get a quote, they will walk you through these key steps:

• Ask about your insurance history, current policies, and coverage needs. Bring your driving record, VIN, and info about your home.

• Take an inventory of vehicles, property, valuables, and members of your household. This determines amounts to insure.

• Provide details on safety features like alarm systems and fire extinguishers that can lower premiums.

• Review different packages and available endorsements to customize protection.

• Explain discounts you qualify for based on your career, education, safety features, and multi-policies.

• Discuss payment options like paying annually vs. monthly installments. Auto-pay saves 5% or more.

• The agent will then use this data to generate a premium estimate tailored to your situation. Expect them to be patient and answer all questions!

State Farm also allows you to compare quotes 24/7 online. Just enter details about your home, car, and coverage needs to instantly see options. Then connect with an agent to get their expertise finalizing a policy.

Why Choose State Farm for Norfolk Insurance Needs

There are many good reasons State Farm is the #1 home and auto insurer nationwide as well as in Virginia.

Local Agents – You can always talk to a neighbor State Farm agent for personalized advice.

Strong Financial Ratings – State Farm has an A++ rating from A.M. Best for financial strength to pay claims.

Great Service – Policyholders consistently praise State Farm for fast, no hassle service and claims resolution.

Affordable Rates – Bundling discounts and their large size help State Farm offer very competitive pricing.

Flexible Payment Options – State Farm allows you to pay monthly, quarterly or annually plus offers electronic funds transfer discounts.

Superior Claims Service – State Farm processes millions of claims per year and has a reputation for fair, fast settlement.

When you want an insurance provider with financial strength, stability, and commitment to superior service at the local level, it’s hard to beat State Farm. Contact an agent today to discuss protecting what matters most in Norfolk.