State Farm Insurance in Fort Walton Beach, Florida: Everything You Need To Know

Fort Walton Beach, located in Okaloosa County, is a vibrant Gulf Coast city along Florida’s Emerald Coast. With its beautiful white-sand beaches, military presence, and proximity to major attractions like Destin and Pensacola, Fort Walton Beach is a popular place to live, work, and visit.

When living in or visiting Fort Walton Beach, having proper insurance coverage is essential. An unexpected accident, damage to your home, or other incidents can happen at any time. Being financially prepared by having the right insurance can provide peace of mind and financial security.

State Farm is one of the largest and most trusted insurance providers in Fort Walton Beach and across Florida. Read on to learn everything you need to know about State Farm insurance in Fort Walton Beach.

Overview of State Farm Insurance

State Farm is the #1 provider of auto and home insurance in the United States. They have over 19,000 agents nationwide that provide personalized service and insurance products for auto, home, life, health, and more.

Some key facts about State Farm:

  • Founded in 1922, over 100 years of experience
  • Rated “A” (Excellent) by AM Best for financial strength
  • 84 million auto, home, and life policies nationwide
  • Over 600 State Farm agents in Florida

State Farm has a strong presence in Fort Walton Beach with multiple dedicated agents ready to serve the community.

State Farm Insurance Products Offered in Fort Walton Beach

State Farm agents in Fort Walton Beach offer a wide variety of insurance products customized for your needs:

Auto Insurance

From basic liability to comprehensive coverage, State Farm has flexible auto insurance options in Fort Walton Beach. Learn about discounts like safe driver, good student, and multi-policy discounts.

Homeowners Insurance

Protect your home and possessions with State Farm homeowners insurance. Coverage for fire, storms, theft, and more. Bundling home and auto insurance can save you money.

Renters Insurance

Renters insurance protects your belongings when you rent an apartment, condo, or house. Personal property coverage for as little as $10 per month.

Condo Insurance

Condos have unique risks that require specialized condo insurance. Coverage options for personal property, improvements, loss assessments, and more.

Flood Insurance

Flooding can happen anytime, especially in coastal Florida. Add flood insurance to your homeowners or renters policy for complete protection.

Boat Insurance

With quick access to the Gulf of Mexico and bays, boat insurance is a necessity in Fort Walton Beach. Coverage for physical damage, fuel spills, liability, and more.

Business Insurance

Protect your Fort Walton Beach business with customized coverage options including general liability, commercial auto, professional liability, workers compensation, and more.

Life Insurance

Choose term life, whole life, or universal life insurance to financially protect your family and final wishes.

Annuities and Mutual Funds

Grow and protect your nest egg through annuities, mutual funds, stocks, bonds, and retirement investing.


Manage your money on your terms with checking, savings, CDs, credit cards, and other banking products offered through State Farm’s partnership with US Bank.

As you can see, State Farm agents in Fort Walton Beach offer all the insurance and financial products you need, all through one company.

Meet Your Local State Farm Agents

State Farm has multiple dedicated agents serving Fort Walton Beach residents and businesses:

Jennifer Schweikert

With 9 years of experience, Jennifer Schweikert provides insurance and financial services to Fort Walton Beach, Shalimar, Navarre and surrounding areas. She specializes in auto, home, life, health and business insurance products. Her office is located on Racetrack Road behind Publix.

Larry B. Patrick

Larry Patrick has over 35 years of insurance experience. He provides auto, life, commercial, and financial services from his office on Eglin Parkway. Larry is active in the community through the United Way, Salvation Army, and local chamber of commerce.

Jeff Love

Operating out of his office on Beal Parkway, Jeff Love has served the Fort Walton Beach area for 25+ years. Jeff provides insurance products for auto, home, condo, renters, recreational vehicles, life, health, and businesses.

Courtney Simpson

Courtney Simpson is a second-generation State Farm agent whose father served Fort Walton Beach for over 30 years. Her office on Perry Avenue has proudly insured the local community for 16+ years.

Benefits of Choosing State Farm Insurance

There are many benefits to choosing State Farm for your insurance needs in Fort Walton Beach:

Local agents – The agents live in and support the Fort Walton Beach community. They take the time to understand your unique needs.

Trusted brand – State Farm’s 100+ years in business and high financial ratings give customers confidence.

Convenience – With multiple local agents, you have flexibility and options for accessing an office near you.

Competitive rates – As the #1 insurer nationwide, State Farm leverages its size to offer affordable rates.

Bundling discounts – Bundle home and auto or add life insurance to save on premiums.

Superior claims service – State Farm has a reputation for providing fast, fair claims handling and support.

Financial strength – Customers have assurance that State Farm will be there to pay claims even in extreme circumstances.

One-stop shop – Auto, home, life, banking, and more – you can meet all your insurance and financial needs with State Farm.

How to Get a Quote and Start Your Policy

Contacting a local State Farm agent is the best way to get a customized insurance quote and start a new policy in Fort Walton Beach.

You can connect with an agent to get a quote by:

  • Calling the agent’s office – Talk to an agent over the phone and get a quick personalized quote.

  • Visiting in person – Stop by any agent’s office during business hours to discuss options face-to-face.

  • Website quote form – Fill out the quote form on an agent’s website for fast online quotes.

  • Mobile app – Download the State Farm app to start the quoting process remotely.

Once you complete the quick quote process, the agent will reach out to review coverage options, provide a full rate quote, set up billing, and officially start your new policy. It’s fast, easy, and convenient!

State Farm Gives Back to Fort Walton Beach

In addition to protecting Fort Walton Beach residents, State Farm agents actively give back to the local community:

  • Support United Way of Okaloosa-Walton Counties
  • Sponsor local sports teams and events
  • Volunteer with Habitat for Humanity home builds
  • Participate in Chambers of Commerce
  • Donate school supplies through Fill the Bus for local students

The passionate State Farm agents live, work, and serve right here in Fort Walton Beach. They want to protect what matters most – your family, home, assets, and community.

Get a Quote From State Farm Insurance Today!

For all your insurance needs, the team of experienced State Farm agents in Fort Walton Beach are here to help. They make it quick and easy to get covered with quality insurance products, helpful local service, and competitive rates.

Don’t wait until you experience an unexpected loss – get in touch with a State Farm agent near you to discuss your insurance options and get a free, no-obligation quote today!

State Farm Insurance Review: The Good and the Bad


Is State Farm home insurance good in Florida?

With a score of 4 out of 5, State Farm is the best homeowners insurance company in Florida according to our research. With its comprehensive coverage options and discount opportunities, State Farm could be a solid option for many Florida homeowners. No spam. No hidden fees.

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