Looking for car, home, renters, or business insurance in Long Beach, CA? With over 19 local State Farm agents to choose from, you’re sure to find the right insurance coverage at the right price. In this comprehensive guide, we’ll walk you through everything you need to know about getting State Farm insurance in Long Beach.
Overview of State Farm Insurance
Founded in 1922, State Farm is the largest provider of car and home insurance in the United States. They are known for providing quality insurance products, exceptional customer service, and national availability through local agents.
Some key things to know about State Farm insurance:
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Large selection of insurance products – State Farm offers auto, homeowners, renters, condo, motorcycle, boat, RV, personal articles, small business, life, health, disability, and more.
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Bundles and discounts – You can save by bundling auto with home or renters insurance. Other discounts are available like Drive Safe & SaveTM and Steer Clear® for drivers under 25.
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Strong financial backing – State Farm has an A.M. Best rating of A++ (Superior) for financial strength and claims paying ability.
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Local agents – Get personalized service from a State Farm agent in your neighborhood. There are over 19,000 agents nationwide.
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24/7 customer service – You can file a claim or get assistance any time of day by phone, online chat, mobile app, or at statefarm.com.
State Farm Insurance Products Offered in Long Beach
State Farm agents in Long Beach offer a full suite of insurance options for personal and business needs:
Auto Insurance
- Liability – covers injury to others and damage to their property
- Comprehensive – covers damage to your vehicle from theft, vandalism, fire, flood, animals, windshield damage, etc.
- Collision – covers damage to your vehicle from colliding with an object
- Medical payments – covers medical expenses for you and passengers
- Uninsured/Underinsured motorist – protects you if the at-fault driver has little or no insurance
- Rental reimbursement – pays for a rental car while yours is in the shop
Homeowners & Renters Insurance
Homeowners
- Covers the structure, personal property, loss of use, personal liability
- Options like replacement cost, additional living expenses, water backup
Renters
- Covers personal property like furniture, electronics, clothing
- Personal liability
- Additional living expenses if residence is uninhabitable
Condo Insurance
- Covers personal property, loss of use, personal liability
- Building protection
Small Business Insurance
- Business owners policy (BOP) – combines property and liability
- Commercial auto
- Professional liability
- Workers’ compensation
- Commercial umbrella
Life Insurance
- Term life
- Whole life
- Universal life
Other Offerings
- Health insurance
- Disability insurance
- Identity theft protection
- Pet insurance
Getting State Farm Quotes in Long Beach
The best way to find affordable State Farm insurance rates in Long Beach is to get quotes from multiple local State Farm agents. Rates can vary from agent to agent, so it pays to shop around.
There are a few ways to get State Farm quotes:
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Online – Visit statefarm.com and enter your zip code to start a quote. You can get an instant quote for auto, homeowners, renters insurance and more.
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Contact an agent – Look up State Farm agents in Long Beach and request quotes directly from them. They can provide quotes over the phone or by email.
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Visit in person – Stop by a local State Farm agent’s office to discuss your needs and get quotes. They can tailor recommendations and explain coverages.
When getting quotes, have details ready about your driver profiles, vehicles, home, budget, and existing policy information if switching. The more detail you provide, the more accurate your quote will be.
Selecting a State Farm Agent in Long Beach
Choosing the right State Farm agent is key to getting good coverage at a competitive price. Here are some tips for selecting an agent:
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Check ratings and reviews – Look for agents with positive reviews and high ratings. This indicates customers have been satisfied.
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Consider credentials – Some agents have professional designations like CLU, ChFC, or CPCU, showing extra training and expertise.
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Find a good fit – Make sure you feel comfortable with the agent’s communication style and level of customer service.
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Ask about discounts – See if the agent has insight into discounts you may qualify for.
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Compare quotes – Get quotes from multiple agents before deciding. Rates can vary agent to agent.
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Assess experience – An agent with extensive experience writing policies for Long Beach residents may provide better service.
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Consider office location – Proximity can be helpful for meetings and policy paperwork handling.
Top-Rated State Farm Agents in Long Beach
Here are some of the top State Farm agents in Long Beach based on reviews, longevity, and community reputation:
Vali De Vries
- 17+ years experience
- Lic #CA-6003142
- 1777 N Bellflower Blvd, Suite 111
- 562-494-7700
Vali takes time to explain coverages and provide personalized recommendations. Her office has a convenient location right off the 405 freeway.
Del Johnson
- 39+ years experience
- Lic #CA-0283908
- 2642 N. Los Coyotes Diagonal
- 562-982-1444
Del is known for excellent customer service. He has deep knowledge of State Farm products and takes time to ensure clients have the right coverages.
Brad Garofalo
- Lic #CA-0K77723
- 2221 Palo Verde Ave, Suite 2D
- 562-280-0488
Brad has a friendly and professional style. He works diligently to find clients the best rates and make insurance simple to understand.
Paul Kagan
- Lic #CA-0F22498
- 2750 N Bellflower Blvd, Suite 208
- 562-421-5300
Paul has advanced insurance designations (CLU, ChFC, CASL) . His office offers convenient evening and weekend hours.
Frequently Asked Questions about State Farm Insurance in Long Beach
How much is State Farm auto insurance in Long Beach?
Average State Farm rates in Long Beach are around $120-$150 per month for basic liability coverage for a single adult driver. Rates vary based on your age, driving record, vehicle, and selected coverages. Bundling with home insurance can provide discounts up to 20% or more.
What discounts are available from State Farm in Long Beach?
Popular discounts include:
- Multi-policy – bundle auto with home or renters
- Multi-car – insure more than one vehicle
- Drive Safe & SaveTM – use driving app to prove safe habits
- Steer Clear® – defensive driver training for under 25
- New vehicle – new cars have extra safety features
- Good student – for full-time students under 25 with B or better average
- Defensive driving course – for those 55+ who complete an approved course
- Anti-theft – cars with anti-theft systems
How long does it take to get a quote from a State Farm agent in Long Beach?
You can get an instant online quote in as little as 2-3 minutes on statefarm.com. Quotes obtained directly through a local agent typically take 15-30 minutes. You may need to allow extra time for the agent to provide a detailed analysis of your optimal coverages.
Can State Farm insure rideshare drivers in Long Beach?
Yes, State Farm offers a Rideshare Insurance Endorsement (CA 75) that extends your personal auto policy to provide coverage while driving for a Transportation Network Company like Uber or Lyft. This endorsement fills coverage gaps that exist with a typical personal auto policy.
Does State Farm write renters insurance for condos in Long Beach?
Yes. State Farm’s renters insurance can cover personal property within a condo unit. Liability protection would also apply. Optional coverages like loss of use may also be available based on underwriting guidelines. A local State Farm agent can provide guidance.
The Bottom Line on State Farm Insurance in Long Beach
With affordable rates, exceptional service, and convenient local agents, State Farm is an excellent choice for insurance in Long Beach. Be sure to get quotes from multiple agents before selecting your policy. An experienced, highly rated agent will take the time to understand your needs and recommend the optimal State Farm products to protect you. With the right State Farm policy from a trusted Long Beach agent, you can have peace of mind that you have the coverage you need at a competitive price.
Don Parsons State Farm Insurance LongBeach Washington
FAQ
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