State Farm Insurance Beeville, TX: Reviews, Agents, and Claims Guide

When searching for insurance in Beeville, Texas, State Farm should be on your list to consider. As the largest insurer in the U.S., State Farm provides a wide range of insurance products to protect what matters most.

In this complete guide, we’ll cover everything you need to know about State Farm insurance in Beeville, including:

  • Overview of State Farm
  • Types of insurance offered
  • Top local State Farm agents in Beeville
  • Customer service and filing claims
  • Costs, discounts, and financial strength
  • Pros and cons of choosing State Farm

Let’s start with an introduction to State Farm.

Introduction to State Farm Insurance Company

State Farm is an insurance and financial services leader founded in 1922 and headquartered in Bloomington, Illinois. Key facts about the company include:

  • Largest auto and home insurer in the U.S.
  • Over 19,000 agents nationwide
  • A.M. Best “A++” (Superior) financial strength rating
  • Over 84 million policies in force
  • Ranked #35 on Fortune 500 list for 2022

State Farm sells products including auto, home, renters, business, life, and health insurance plus banking and investment services. Their focus is helping customers protect what matters most in an ever-changing world.

State Farm Insurance Products Offered

State Farm offers a comprehensive lineup of insurance and financial products including:

Auto Insurance

  • Bodily injury and property damage liability
  • Comprehensive and collision
  • Medical payments and personal injury protection
  • Uninsured and underinsured motorist
  • Rental reimbursement and roadside assistance

Home Insurance

  • Dwelling coverage and personal liability
  • Personal property and loss of use
  • Water backup, earthquake, and flood add-ons

Renters Insurance

  • Personal property
  • Liability and medical coverage
  • Personal property replacement

Condo Insurance

  • Dwelling and personal property
  • Loss assessment and loss of use
  • Personal liability

Business Insurance

  • General liability and property damage
  • Commercial auto and workers’ comp
  • Professional liability and commercial umbrella

Life Insurance

  • Term, whole, and universal life
  • Accidental death policies
  • Annuities

Health Insurance

  • Major medical and Medicare supplements
  • Disability income and long-term care
  • Critical illness and accident coverage

This wide range of insurance solutions from State Farm in Beeville has you covered.

Top State Farm Insurance Agents in Beeville, TX

When choosing State Farm insurance in Beeville, these local State Farm agents come highly recommended:

Paul Baca

With 15 years of experience, Paul Baca is a top State Farm agent in Beeville helping both individuals and businesses. He’s a recipient of the State Farm Legion of Honor Award and has catastrophe response experience. Paul Baca State Farm offers a full suite of insurance and financial services.

Contact:

  • Address: 510 E Houston St, Beeville, TX 78102
  • Phone: (361) 358-1169

Raquel Garza

Raquel Garza is a bilingual State Farm agent in Beeville who focuses on providing personalized service and insurance education. She has over 10 years of industry experience and is licensed in property, casualty, life, and health insurance.

Contact:

  • Address: 701 N Washington St, Beeville, TX 78102
  • Phone: (361) 362-2252

Noe De La Garza

Noe De La Garza operates a State Farm insurance agency in nearby Skidmore. He’s an active member of the community and passionate about helping families, individuals, and businesses choose the right insurance.

Contact:

  • Address: 224 S Gen McMullen Dr, Skidmore, TX 78389
  • Phone: (361) 287-3491

Visit any of these trusted agents in the Beeville area for a customized State Farm insurance quote.

Filing a Claim with State Farm Beeville

If you need to file an insurance claim through your State Farm agent in Beeville, you can choose from these convenient options:

  • Call your agent directly to report the claim
  • File a claim 24/7 on the State Farm website or mobile app
  • Visit your local agent’s office to file in person

Be prepared to provide details like the date and location of loss, a description of damages or injuries, and any supporting photos or documents. Your agent will walk through next steps based on the type of claim.

State Farm also provides the option to track claims status online or via their app for convenient policyholder access.

State Farm Beeville Customer Service Reviews

State Farm customers in Beeville give the insurer positive reviews for:

  • Helpful and responsive agents – Local agents provide personalized guidance.

  • Smooth claims experiences – The claims process is efficient and hassle-free.

  • Convenient service access – Policyholders can connect via phone, online, mobile app, and in person.

  • Bundling savings – Customers save when combining home and auto policies.

  • Strong financial backing – Policyholders have confidence in State Farm’s financial stability.

  • Good student and safe driver discounts – Discounts provide affordable rates for many.

While State Farm gets high marks for customer service, potential drawbacks noted by policyholders include:

  • Premium costs can sometimes be higher than smaller insurers

  • Home insurance appetite is more limited relative to other companies

  • Requirements for discounts and savings can be complex

Is State Farm Beeville Expensive?

State Farm insurance rates in Beeville depend on your unique risk profile and the type and level of coverage you select. The average cost of common policies in Texas through State Farm is:

  • Auto insurance – $1,472 per year

  • Homeowners insurance – $2,081 per year

  • Renters insurance – $203 per year

State Farm offers a variety of discounts that can lower your premium costs in Beeville:

  • Multiple policy
  • New build
  • Good driving
  • Accident prevention
  • Defensive driving
  • Student away at school
  • Anti-theft
  • Good student

Bundling your home and auto insurance together can also reduce your overall insurance rates in Beeville with State Farm.

Pros and Cons of Choosing State Farm in Beeville

State Farm insurance offers these key advantages:

Pros

  • Extensive selection of insurance products all in one place

  • Access to local State Farm agents’ expertise

  • Strong financial position and claims-paying ability

  • Opportunity to bundle home and auto for savings

  • Available discounts help lower costs

  • Convenient online and mobile account access

Potential drawbacks to consider include:

Cons

  • Rates can be higher than smaller competitors

  • Underwriting rules limit some types of risks

  • Getting the lowest rates takes effort and meeting qualifications

  • Claims process can be slower without utilizing agents

  • Some customer service complaints noted around denied claims

Overall State Farm’s financial strength, product offering, and dedicated local agents in Beeville make them a leading choice insurer for many area residents and businesses.

Final Thoughts on State Farm Beeville Insurance

When shopping for insurance coverage in Beeville, Texas, State Farm provides a stable choice with quality products. Backed by strong financials and offering access to experienced local agents, State Farm makes a smart pick for insurance protection.

Compare State Farm rates alongside other insurers using discounts and bundling to find the optimal value. File and track claims seamlessly through the State Farm website, app, or your Beeville agent’s office. For personalized guidance and comprehensive insurance in Beeville, Texas, look no further than State Farm.

State Farm Business Insurance Review

FAQ

Why does State Farm deny so many claims?

If there is a lack of evidence, or the evidence does not seem credible, State Farm may deny your insurance claim. For instance, if you claim automobile damages but do not have photographic proof, or estimates for the repair from a reputable repair company, State Farm may be suspicious of the claim and deny it.

Who owns State Farm Insurance?

The State Farm Insurance Company is actually a family of property, casualty and life insurance companies doing business throughout the United States and Canada. State Farm is a mutual company, which means that the company is owned collectively by State Farm policyholders, and not by shareholders.

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