Finding the Best Car Insurance in Oklahoma City with State Auto

As an Oklahoma City local, making sure you have proper auto insurance protection should be a top priority. Rates from leading insurers can vary widely, so shopping around is key to finding the best value.

State Auto Insurance is a top local agent with three locations in OKC. They offer competitive pricing and great service. Read on for a full guide to getting the right car insurance through State Auto’s OKC branches.

Overview of State Auto Insurance Oklahoma City

State Auto Insurance Agency is a long-standing local insurer serving the OKC area since 1961. They are an independent agency offering quotes from multiple top insurance carriers.

Some highlights:

• 60+ years in business locally
• 3 convenient OKC locations
• Open 6 days a week for service
• Offer home, auto, business, and specialty insurance
• Focus on tailored coverage at the lowest rates

As an independent local agency, State Auto Insurance aims to find customers the best rates by comparing many companies. They aren’t tied to any one provider.

State Auto writes policies through national carriers like Progressive, Travelers, Safeco, Foremost, and more. This gives them extensive options to find you the right fit.

They are a great choice for car insurance given their longevity, local knowledge, and flexible policies. State Auto takes pride in providing customized protection at competitive prices.

State Auto Insurance Oklahoma City Locations

State Auto Insurance operates three offices in the OKC metro to conveniently serve different parts of the city:

North Location

2917 N Martin Luther King Ave
Oklahoma City, OK 73111
Tel: 405-424-5575

This location serves north OKC near Edmond. They are open Monday-Friday 9am-6pm and Saturday 10am-2pm. You can receive same day service and free parking is available.

West Location

4030 NW 10th St
Oklahoma City, OK 73107
Tel: 405-943-5575

Conveniently located in west OKC, this office provides car, home, business, and specialty insurance. They are open Monday-Friday 9am-6pm and Saturday 10am-2pm. Walk-ins are welcome.

South Location

4717 S Western Ave
Oklahoma City, OK 73109
Tel: 405-631-5575

The south OKC branch serves Moore and areas south of downtown. They offer fast quotes and same day service Monday-Saturday with competitive rates.

All three local offices have agents ready to find you the perfect insurance for your needs at the lowest price.

Car Insurance Offered in Oklahoma City

As a full service independent insurance agency, State Auto offers a wide range of standard and specialty auto insurance for OKC drivers:

Liability – Bodily injury and property damage liability are required in Oklahoma. State Auto offers limits up to $500k.

Comprehensive – Covers damage from theft, fire, floods, hail, and more. Generally runs $150-$300 per year.

Collision – Pays to repair your vehicle after an accident. Cost is ~$400 per year on average.

Uninsured Motorist – Protects you if you’re hit by a driver with no insurance. Required in OK.

Medical Payments – Covers injuries to you and your passengers after an accident, regardless of fault.

Rental Car – Provides a rental while your vehicle is in the shop after a claim.

Roadside Assistance – Pays for towing, lockout service, fuel delivery, battery jumps, etc. if you break down.

You can add any combination of these options to build a policy that fits your budget and coverage needs. State Auto also offers:

• Usage-based plans – Premiums based on actual driving habits.

• Mexico insurance – Extends coverage if you drive across the border.

• Commercial policies – Covers vehicles used for business.

Whether you just need basic state minimum liability or a fully loaded policy, State Auto has lots of ways to customize your insurance.

Benefits of Choosing State Auto Insurance

There are many good reasons to consider State Auto Insurance for your car insurance needs in OKC:

Local experience – 60+ years serving the Oklahoma CIty area builds valuable expertise.

Multiple carriers – Quotes from various top insurers ensures you find the best rate.

Flexible plans – They offer standard and specialty policies to meet any need.

Personalized service – Agents get to know you to tailor coverage that fits your situation.

Convenience – With three OKC locations open 6 days a week, it’s easy to get help.

Competitive pricing – As an independent agent, they focus on value and affordable premiums.

Policy updates – They proactively inform you of new discounts and cost-saving opportunities.

Claims assistance – Agents help you properly file claims and advocate for timely payouts.

For peace of mind when choosing car insurance, it helps to have an established local company like State Auto protecting you. Their focus on personalized service ensures you have the right protection at a fair price.

Saving Money on Your Car Insurance in OKC

State Auto Insurance leverages their experience in the Oklahoma City market to help customers find savings. Some top ways they can help you reduce your car insurance premium include:

Bundle home & auto – Insure both with State Auto to unlock bundling discounts up to 20%.

Usage-based program – Drive Safe & SaveTM bases rates partly on actual driving, rewarding safe habits.

Compare many carriers – They quote multiple insurers to get you the cheapest competitive rate.

Raise deductible – Increasing your deductible from $500 to $1000 could save up to 40%.

Drop unnecessary coverage – Removing collision/comprehensive on older cars can reduce premiums.

Maintain good credit – Those with excellent credit scores often pay over 50% less.

Enroll in defensive driving – Completing an approved safe driving course earns a discount.

Check eligibility for group discounts – Alumni, professional, and club memberships may qualify for lower rates.

Review policy annually – New discounts come out over time, so revisit your options yearly.

The agents at State Auto Insurance stay on top of all the ways Okahoma City drivers can save. Be sure to discuss them all when you get your free quote.

Top Questions to Ask State Auto Insurance Oklahoma City

When shopping for car insurance quotes in OKC, these are some good questions to ask State Auto agents:

• Do you quote multiple insurance companies or just your own provider?

• Which car insurers typically offer the lowest rates in OKC?

• How much can I expect to save by bundling home and auto policies?

• Are there any restrictions on your usage-based Safe Driving program?

• Do you automatically check my eligibility for discounts when giving quotes?

• If I switch insurers, can you provide proof of continuous prior coverage?

• How long does it take to process claims for repairs after an accident?

• Can accident forgiveness be added to avoid premium hikes after a claim?

• What options do you have for lowering premiums if rates seem high?

Asking questions shows you’re an engaged consumer looking for the best value. State Auto agents will welcome the chance to earn your business.

Is State Auto Insurance a Good Choice for Drivers in OKC?

When it comes to finding quality car insurance in Oklahoma City, State Auto Insurance is definitely an agency worth considering.

As a local company with over 60 years experience in OKC, they leverage extensive knowledge of the market to tailor policies at competitive rates.

State Auto simplifies the shopping process by checking quotes from multiple top insurers. And with three conveniently located offices, they provide accessible personalized service six days a week.

For drivers looking to maximize value without sacrificing protection, State Auto Insurance delivers a great combination of experience, flexibility, and affordability. Reach out for a free insurance quote at their Oklahoma City offices today.