Finding the Best Progressive Insurance in Fort Myers, FL

When it comes to auto insurance in Fort Myers, Florida, Progressive is one of the top choices for drivers. With competitive rates and a range of coverage options, Progressive aims to make insurance simple and affordable.

This article will explore everything you need to know about getting Progressive insurance in Fort Myers, FL. We’ll cover:

  • An overview of Progressive insurance
  • Progressive insurance coverages
  • Getting a quote in Fort Myers
  • Working with a local agent
  • Top-rated Progressive agents in Fort Myers
  • Tips for saving on Progressive insurance

An Overview of Progressive Insurance

Founded in 1937, Progressive is now one of the largest auto insurance providers in the United States. Progressive is known for innovative features like:

  • Name Your Price® tool – Name your budget and Progressive will build a policy around it.

  • Snapshot® program – Save based on your driving with a telematics device.

  • Accident forgiveness – Your rate won’t increase due to your first accident.

  • Roadside assistance – Standard with most policies at no extra charge.

  • Online account management – Quote, buy, and manage your policy all online.

Progressive writes over $30 billion in premiums annually and insures over 18 million vehicles across the country. It’s a reputable, financially-stable insurer equipped to handle Fort Myers area policies.

Progressive Insurance Coverages in Fort Myers

Progressive offers all the standard auto insurance coverages Florida drivers need:

  • Bodily injury liability – Covers injuries to others if you’re at-fault.

  • Property damage liability – Covers damage you may cause to another vehicle or property.

  • Collision – Repairs to your vehicle after an accident.

  • Comprehensive – Covers damage from theft, vandalism, weather, fire, and more.

  • Uninsured/underinsured motorist – Covers injuries if you’re hit by an uninsured or underinsured driver.

  • Medical payments – Helps pay medical bills for you and your passengers.

  • Personal injury protection – Required in FL, covers medical costs and lost wages.

You can also add rideshare coverage, roadside assistance, rental reimbursement, and more. Bundling with homeowners or renters insurance can save up to 12%.

Getting a Progressive Insurance Quote in Fort Myers

You have three options for getting a Progressive quote in Fort Myers:

  • Online – Visit Progressive’s website to get an instant quote. Just enter your basic information, vehicle details, and coverage selections.

  • By phone – Call 1-800-PROGRESSIVE and speak to an agent to discuss options and get a quote.

  • Local agent – Work with a local Progressive agent who can provide quotes and explain coverages.

Quoting online tends to be the fastest option. But an agent can help explain policy details and make sure you get the right coverages.

When getting a quote, have details on all drivers and vehicles ready along with insurance history. Providing a VIN allows Progressive to pull safety ratings.

Working with a Local Progressive Agent in Fort Myers

While Progressive sells direct online and over the phone, you can also purchase through local independent insurance agents. There are benefits to working with a Fort Myers Progressive agent:

  • Personalized service – They get to know you and provide one-on-one advice.

  • Policy review – They’ll evaluate your coverage needs annually.

  • Choice of insurers – Agents can compare quotes from Progressive and other top insurers.

  • Policy servicing – Your local agent assists with endorsements, payments, and claims.

  • Convenience – Have an expert you can call, text, email, or visit in-person.

Though Progressive sets the rates, agents can help you optimize discounts and coverage. They work for you, not Progressive.

Top-Rated Progressive Insurance Agencies in Fort Myers

The Fort Myers area has over 50 local Progressive agencies to choose from. Here are some top options based on Google reviews and ratings:

The Insurancenter

  • Contact: 16591 S Tamiami Trail, Fort Myers, FL 33908 | 239-489-2838
  • Google rating: 4.7 out of 5 based on 170+ reviews
  • Services: Auto, home, commercial, life
  • Why choose them: Family-owned, bilingual agents, high marks for friendly and fast service

Unbeatable Insurance Agency II

  • Contact: 1500 Colonial Blvd, Fort Myers, FL 33907 | 239-540-8003
  • Google rating: 5 out of 5 based on 70+ reviews
  • Services: Auto, home, commercial, bonds, life
  • Why choose them: Quick quotes, same-day registration, excellent rates

Dickerson Insurance Agency

  • Contact: 12995 S Cleveland Ave #1, Fort Myers, FL 33907 | 239-433-0494
  • Google rating: 5 out of 5 based on 50+ reviews
  • Services: Auto, home, life, business
  • Why choose them: Established agency with 50+ years experience

Nash Insurance & Associates

  • Contact: 8801 College Pkwy #1, Fort Myers, FL 33919 | 239-333-0888
  • Google rating: 4.9 out of 5 based on 100+ reviews
  • Services: Auto, home, commercial, life
  • Why choose them: Family-owned, great customer service, bilingual staff

RTI Insurance Services

  • Contact: 9681 Gladiolus Dr #111, Fort Myers, FL 33908 | 239-463-5200
  • Google rating: 4.8 out of 5 based on 60+ reviews
  • Services: Auto, home, flood, business, life
  • Why choose them: Trusted Choice agency with expertise across insurance lines

Tips for Saving on Progressive Insurance in Fort Myers

Here are some tips to get the lowest Progressive premium possible in Fort Myers:

  • Ask about all available discounts – Discounts like multi-policy, multi-car, paid-in-full, and more can lead to big savings.

  • Opt for higher deductibles – Choosing higher deductibles lowers rates substantially. Make sure you can afford the out-of-pocket costs.

  • Maintain good credit – Florida allows insurers to use credit when pricing. Keeping your credit score high saves you money.

  • Drive safely – Insurers reward safe drivers. Avoid accidents, tickets, and claims to keep premiums low.

  • Compare quotes frequently – Shop around at least every 2 years when policies renew to find the best rate.

  • Use the Snapshot program – This program can help safe drivers save up to 30% on their premium.

  • Talk to an agent – A good agent will evaluate your situation and find any hidden savings.

Finding the right coverage at the best price takes some work. But with Progressive’s offerings and help from a trusted Fort Myers insurance agent, you can have affordable, quality protection.

Progressive ‘rebalancing’ policies in Florida, won’t renew certain ‘high-risk’ properties


Who is cheaper Geico or Progressive?

Geico’s rates are typically lower overall, but Progressive tends to offer better prices to high-risk drivers. High-risk drivers are those with a recent DUI, at-fault accident or speeding ticket on their driving record. Of course, costs vary by driver, and your rates are determined by a number of factors, including: Age.

Is Progressive insurance leaving Florida?

The Progressive spokesperson said notices will be sent out to affected policyholders in December, while the first wave of non-renewals will take effect in May 2024. “Florida property remains an important part of our Progressive Home business, and we have no plans to leave the state,” they noted further.

Is Progressive insurance really cheaper?

Progressive car insurance costs $2,075 per year on average for full coverage insurance. That rate is about $70 a year less than the average national annual rate of $2,148.

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