Finding the Best Insurance Companies in Shreveport, LA

As the third largest city in Louisiana, Shreveport is home to over 180,000 residents. With its diversified economy and cultural attractions, Shreveport continues attracting new residents each year. Shopping around for the right insurance coverage is important for drivers, homeowners and businesses in Shreveport. This guide provides an overview of top insurance companies in Shreveport and advice for getting the best rates.

Types of Insurance Shreveport Residents Need

Here are some of the common insurance policies needed by individuals and businesses in Shreveport:

Auto Insurance – Required for all drivers in Louisiana. Provides liability, collision, comprehensive and other coverages.

Homeowners Insurance – Protects your dwelling, personal belongings and property from damage and liability claims.

Flood Insurance – Recommended for many Shreveport homes due to flood risk. Typically not covered by homeowners insurance.

Renters Insurance – Covers personal property for renters and tenants against theft, fire, water damage and more.

Business Insurance – Protects business assets and income. General liability, property, workers’ comp and BOP policies.

Health Insurance – Major medical, supplemental and Medicare policies help cover medical costs for individuals and families.

Life Insurance – Provides a death benefit to help family members cover final expenses, daily bills and more.

Disability Insurance – Replaces lost income if injury or illness prevents you from working.

Top Insurance Companies in Shreveport

The following are some of the top insurers providing coverage to residents and businesses in Shreveport:

State Farm – Top in auto and home insurance. Local agents provide personalized service and bundling discounts.

Allstate – Competitive rates on auto, home, condo, renters, and life insurance. Online quotes and local agent offices.

Progressive – National insurer with low rates. Quote and buy policies online or by phone.

Liberty Mutual – Broad coverage for auto, home, renters, life, and business. Local Shreveport agents.

** Farmers** – Long-time provider of auto, home, business, and life insurance. Bundling discounts available.

GoAuto – Louisiana-based auto insurer with low rates. Online quotes and policies available.

Shelter Insurance – Regional company offering auto, home, life, business insurance and more. Local agent offices.

UnitedHealthcare – Top national provider of health insurance plans for individuals and employers.

Blue Cross Blue Shield of Louisiana – Leading health insurer in the state with individual, family, group plans.

Aetna – Major national insurer providing health insurance options including HMO and PPO plans.

What to Look for in a Shreveport Insurance Company

When choosing insurance in Shreveport, here are some key things to look for:

Financial Strength – Select insurers with strong financial ratings so claims are paid reliably. Avoid risky startups.

Range of Discounts – Companies offering many ways to save are ideal. Look for good driver, safe home, multi-policy, and group discounts.

High Customer Satisfaction – Read reviews and check ratings with organizations like the Better Business Bureau (BBB).

Local Agents – For personalized service, work with insurers who have local Shreveport agents.

Convenient Service – Look for online quoting and policy management options in addition to local offices.

Bundling Options – The ability to bundle home and auto policies with one insurer often saves money.

Superior Claims Service – How an insurer handles claims matters. Look for positive feedback about fast response and fair settlements.

How to Save on Insurance in Shreveport

Here are some tips to get the lowest insurance rates in Shreveport:

• Comparison shop rates from at least three insurers when buying policies

• Take advantage of discounts you qualify for – multi-policy, safe driver, alarm system, etc.

• Raise your deductible amount to lower premium costs

• Bundle auto and home insurance with the same provider

• Maintain good credit and driving record to earn the best premium rates

• Ask about usage-based or pay-per-mile auto insurance programs

• Consider dropping collision and comprehensive coverage on older cars

• Review policies at renewal for chances to lower coverage or improve discounts

Finding the right mix of price and coverage requires doing your homework. But the savings can be substantial over paying what you are quoted initially.

The Bottom Line

With its affordability, job opportunities, and amenities, Shreveport attracts new residents every year who need protection. Comparing insurance quotes helps unlock the lowest rates. An independent agent familiar with the Shreveport market can provide valuable guidance. Maintaining good credit and safe driving goes a long way too.