The Top Insurance Companies in Salt Lake City, Utah

Salt Lake City is home to a thriving insurance industry, with dozens of notable companies offering a wide range of policies for personal and commercial clients. This guide spotlights the major insurance carriers operating in SLC to help you find the right provider.

Overview of Salt Lake City’s Insurance Market

• Salt Lake City has long been a hub for the insurance industry due to its business-friendly environment and skilled workforce.

• Many national insurance brands have major operations in SLC, including State Farm, Allstate, Farmers, Liberty Mutual, Nationwide, and more.

• There are also Utah-based insurance companies headquartered in the city like Regence BlueCross BlueShield of Utah.

• Independent insurance agencies and brokers are plentiful as well.

• SLC insurance companies offer all types of coverage, including auto, home, life, health, business, and specialty policies.

Top 10 Insurance Companies in Salt Lake City

1. State Farm

• State Farm is the #1 auto and home insurer in Utah with 16% market share.

• They have multiple agent offices throughout the SLC metro area.

• State Farm offers highly-rated policies for auto, home, renters, life, health, and small businesses.

• Policyholders can manage their accounts and file claims 24/7 through the State Farm mobile app and website.

2. Allstate

• Allstate is another leading national insurer with a significant presence in Salt Lake City.

• They provide auto, property, life, retirement, and business insurance products.

• Allstate has invested heavily in digital innovations like their Drivewise program that offers discounted auto rates based on safe driving habits.

• Local Allstate agents have access to comprehensive tools and resources to best serve customers.

3. Farmers Insurance

• Farmers is prominent in Utah, especially for home and auto coverage.

• They are known for bundling discounts, superior claims service, and personable agents.

• Farmers offers all standard policies plus niche products like collectible car insurance, identity theft protection, and boat/RV coverage.

• Salt Lake County residents can get quotes and manage policies through local Farmers agents.

4. American Family Insurance

• Though based in Wisconsin, American Family operates over 25 agency offices across the Salt Lake City metro.

• They sell auto, homeowners, life, business, farm, and health policies.

• American Family is regularly ranked among the top insurers for customer satisfaction.

• The American Family Connect app provides easy remote access to your account, roadside assistance, and claims tools.

5. Liberty Mutual

• Liberty Mutual is a leading property and casualty insurer with a significant Utah footprint.

• They offer tailored coverage options across auto, home, life, business, and specialty insurance.

• Liberty Mutual’s SLC office provides insurance expertise, risk management, and claims assistance to local clients.

• Policyholders can access benefits like accident forgiveness, new car replacement, and diminished value claims through Liberty Mutual.

6. Regence BlueCross BlueShield of Utah

• Regence BCBS of Utah is the state’s oldest and largest health insurer, providing plans since 1933.

• They offer comprehensive medical, dental, and vision benefits for individuals and employers.

• Regence maintains a strong Utah network of over 9,000 healthcare providers and 55 hospitals.

• Their focus is making healthcare accessible, easy to use, and affordable.

7. Nationwide

• Nationwide is a Fortune 100 insurer with over 100 years of experience serving policyholders.

• They provide car, home, life, farm, business, and specialty insurance policies.

• Nationwide has invested heavily in digital tools to make quoting, buying, and managing insurance convenient.

• The Nationwide app and website allow you to file claims, make payments, access ID cards, and more.

8. Progressive

• Progressive is the #3 auto insurer in Utah and widely available through local independent agents.

• They are known for competitive rates and utilization-based discounts through their Snapshot program.

• Progressive offers extensive policy customization options across auto, motorcycle, RV, classic car, and commercial vehicle insurance.

• Policyholders can easily report claims and track repairs through the Progressive mobile app.

9. EMI Health

• EMI Health provides employer-sponsored health plans to over 180,000 members in Utah.

• They partner with employers to offer group health, dental, vision, life, and disability benefits.

• EMI Health has exceptional knowledge of Utah’s healthcare ecosystem and needs.

• Their Salt Lake City office administers customized benefits packages for local organizations.

10. Bear River

• Bear River Insurance offers auto, home, life, business, and specialty insurance policies across Utah.

• They are a leader in farm and agriculture insurance tailored for the region.

• Bear River is headquartered in Salt Lake City and maintains several local agent offices.

• They are a mutual insurance company focused on providing exceptional service at competitive prices.

Leading Independent Insurance Agencies in Salt Lake City

Beyond the major carriers, Salt Lake City also has many independent insurance agencies representing multiple companies. These brokers can help find you the optimal insurance plans to fit your budget and needs:

• Insurable Group – Full service firm offering business, auto, home, health, life, and financial services.

• SentryWest Insurance – Focuses on customizable plans across auto, home, umbrella, life, business, and more.

• Moreton & Company – Leading agency for corporate benefits, risk management, and individual insurance.

• Island View Insurance – Specializes in affordable coverage for high-risk drivers.

• Utah Insurance Partners – Emphasis on educating clients to make informed insurance decisions.

Finding the Best Insurance Company in Salt Lake City for You

Salt Lake City is clearly home to many highly-rated insurance carriers and agents. Here are some tips for finding the right insurer for your needs:

• Make a list of must-have policies and optional coverages to inform quotes.

• Compare rates across insurers – prices can vary significantly.

• Look at customer satisfaction ratings on resources like J.D. Power & Associates.

• Choose companies with convenient technology resources for managing your policies.

• For independent agents, verify they represent multiple financially-stable insurance providers.

• Consider local insurers with established knowledge of Utah’s market.

• Ask about all available discounts – multi-policy, good driver, safety features, etc.

• Understand insurers’ claims handling process and ratings.

Matching your specific coverage needs with the prime insurance companies in Salt Lake City can provide peace of mind and significant savings. Reach out to our recommended list of top insurers and agents to secure your optimal policies.