Finding the right insurance company in Oshkosh can seem tricky with so many options available. To help make the process easier, we’ve researched the top insurance providers for Oshkosh residents and businesses based on service, ratings, and local availability.
Below we’ll explore the key insurance companies in Oshkosh to consider when getting covered.
Overview of Major Insurance Companies in Oshkosh
Oshkosh residents have access to insurance from some of the country’s leading national and regional insurance carriers. Here’s a look at the major insurance companies serving Oshkosh and the core products offered:
Nationwide
- Auto insurance
- Home insurance
- Life insurance
- Business insurance
- Farm insurance
American Family Insurance
- Auto insurance
- Home insurance
- Life insurance
- Health insurance
- Business insurance
State Farm
- Auto insurance
- Home insurance
- Renters insurance
- Life insurance
- Business insurance
West Bend Mutual
- Auto insurance
- Home insurance
- Business insurance
- Life insurance
- Disability insurance
Acuity Insurance
- Auto insurance
- Home insurance
- Workers’ compensation
- Business insurance
- Farm insurance
Sentry Insurance
- Auto insurance
- Home insurance
- Life insurance
- Business insurance
- Retirement plans
These highly rated insurance carriers offer the essential insurance products Oshkosh residents and businesses need.
Top Insurance Companies in Oshkosh for Auto Coverage
When it comes to auto insurance, the following providers offer competitive rates and strong claims servicing in Oshkosh:
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State Farm – Large local agent network and multi-policy discounts available.
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West Bend Mutual – Specializes in WI insurance and has high financial strength ratings.
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Nationwide – Usage-based SmartRide program can help lower premiums.
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American Family – Rewards safe driving history with accident forgiveness.
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Acuity – Offers discounts for good students, completing driver training, insuring multiple vehicles, and more.
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Sentry Insurance – Has served Wisconsin since 1904 and offers new car replacement coverage.
Shopping around helps find the best rates. Oshkosh drivers can save an average of $443 per year by comparing quotes.
Home Insurance Carriers in Oshkosh
Protecting your home is essential. Top home insurance options in Oshkosh include:
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West Bend Mutual – Provides discounts for new homes, protective devices, and retirees.
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Acuity – Coverage extras like identity theft resolution services included.
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State Farm – Largest home insurer in the U.S. with strong financial backing.
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American Family – Bundling home with auto insurance can lower premiums.
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Nationwide – Smart home tech can help detect leaks and other hazards to prevent claims.
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Sentry Insurance – Rated “superior” for financial strength by industry analysts.
Bundling policies and comparing quotes can potentially save hundreds per year.
Best for Life Insurance in Oshkosh
When looking for life insurance coverage in Oshkosh, these top rated insurers stand out:
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State Farm – Offers term, whole, and universal life insurance policies.
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Northwestern Mutual – Has paid dividends to policyholders for over 150 years.
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New York Life – Provides annuities and investment products in addition to life insurance.
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Sentry Life Insurance – Headquartered in Stevens Point, WI with strong financial backing.
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Nationwide – Policies come with bereavement counseling and digital legacy services.
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American Family – Kids life insurance builds cash value that can be used for future needs.
An agent can help determine the right policy type and amount based on your unique situation.
Business Insurance Companies in Oshkosh
Protecting your business requires specialized coverage. Leading commercial insurance options in Oshkosh include:
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Acuity – Provides tailored policies for retail shops, contractors, manufacturers, professionals, and more.
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Sentry Insurance – Offers business coverage plus retirement plans and life insurance.
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West Bend Mutual – Has served Wisconsin businesses since 1894.
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State Farm – Top choice for small business insurance nationwide.
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Nationwide – Coverage includes general liability, property, commercial autos, workers’ compensation, and umbrella.
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American Family – Policies can bundle business vehicles, equipment, liability risks, property damage, and interruptions.
Work with an experienced agent to ensure your unique risks are covered sufficiently.
Finding the Best Insurance in Oshkosh
While Oshkosh has many excellent insurance providers, your individual needs should drive your selection. Connecting with a knowledgeable local insurance agent is the best way to identify the right carrier and policy for you.
Some key considerations when choosing insurance in Oshkosh include:
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Coverage offered – Make sure the insurer provides the products you need.
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Price – Compare quotes from multiple companies.
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Reputation & ratings – Select a trusted carrier.
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Local service – Find an Oshkosh area agent who provides personalized support.
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Discounts – Ask about all available ways to save.
With this guide, Oshkosh residents can find top-rated insurance tailored to their specific coverage needs while supporting the local economy. Contact providers today to discuss your options!