Top Insurance Companies in Oklahoma City, OK

Oklahoma City is home to a thriving insurance industry offering policies from major national carriers as well as respected regional and local insurers. This article provides an overview of the top insurance companies in OKC along with the types of insurance coverage offered.

Major Car Insurance Companies in Oklahoma City

When shopping for car insurance in Oklahoma City, some top insurers to get quotes from include:

• State Farm – Largest auto insurer in OKC and nationwide. Offers standard policies plus usage-based plans through Drive Safe & Save program.

• Farmers – National carrier with broad coverage options. Discounts for bundling home and auto. Local agents provide personalized service.

• GEICO – National insurer known for low rates. Easy online quotes and claims handling. Good option for minimum state required coverage.

• Allstate – Established brand providing standard auto insurance along with options like accident forgiveness. Numerous discounts available.

• Liberty Mutual – Customizable auto policies from leading insurer available in OKC area.

• Progressive – Major national insurer with competitive rates. Offers coverage starting at state minimums. Bundle home and auto policies.

• USAA – Top rated for auto claims handling. Specializes in policies for military members and families with consistently low premiums.

• Mercury – Regional insurer with reputation for affordable pricing and high customer satisfaction ratings in Oklahoma.

• Travelers – Provides robust auto insurance products for all needs. Local Travelers agents in OKC area.

Top Home Insurance Companies in Oklahoma City

For homeowners insurance, some leading insurers in OKC to compare quotes from are:

• State Farm – Largest home insurer in Oklahoma offering standard HO-3 policies plus earthquake add-on coverage.

• Allstate – National insurer providing home insurance bundles along with smart home tech discounts.

• Farmers – Broad home insurance selection including options for valuables and jewelry coverage.

• Liberty Mutual – Customizable home insurance policies from top national carrier.

• Nationwide – Solid coverage for houses, condos, rentals and more. Discounts when bundling auto and home insurance.

• Travelers – Offers home insurance products with advanced cyber coverage options.

• Mercury – Regional insurer providing discounted home insurance rates in Oklahoma.

• Safeco – Popular for customer service. Competitive pricing for homeowners policies.

• USAA – Specializes in home insurance for military families. Consistently low premiums.

• Shelter Insurance – Regional insurer known for affordable pricing on home policies in OKC area.

Top Renters Insurance Providers in Oklahoma City

For renters insurance, recommended insurers include:

• State Farm – Largest renters insurer. Bundling discounts available when adding renters to an existing auto policy.

• Allstate – National insurer with broad renters policy selection. Discounts for bundling and responsible renting history.

• Farmers – Provides renters insurance starting under $15/month. Can bundle with other policies.

• Travelers – Offers affordable renters insurance with coverage for valuables and identity theft protection.

• Liberty Mutual – Customizable renters coverage options from leading national insurer.

• USAA – Top choice for military families with renters policies starting under $10/month.

• Nationwide – Solid renters insurance that can bundle with other policies for discounts.

• Mercury – Regional insurer providing low cost renters insurance to Oklahoma City residents.

Top Life Insurance Companies in Oklahoma City

For life insurance, some highly rated insurers include:

• State Farm – Largest life insurance provider in the U.S. Offers term, whole, universal and final expense policies.

• New York Life – Top mutual life insurer with permanent coverage options like whole and universal life.

• Northwestern Mutual – Leading mutual company specializing in participating whole life insurance.

• Pacific Life – Provides wide range of permanent and term life insurance products.

• MassMutual – Mutual life insurer with assortment of adjustable permanent life insurance plans.

• Guardian – Offers term, whole, universal and indexed universal life insurance.

• John Hancock – Major insurer providing universal, variable, and index universal life insurance options.

• Lincoln Financial – Well-known for term conversions to permanent coverage later in life.

• Principal Financial – Offers permanent, term, and universal life insurance.

Top Business & Commercial Insurers in Oklahoma City

For Oklahoma City businesses, some leading commercial insurance providers include:

• Travelers – Top choice for business insurance offering a broad range of policies from workers’ comp to cyber liability.

• The Hartford – Provides specialized business insurance plans tailored for specific industries and professions.

• Liberty Mutual – Offers package business owners policies (BOP) with liability, property, loss of income and other standard covers.

• Nationwide – Solid business insurance offering including workers’ comp, general liability, commercial auto and more.

• State Farm – Top national insurer providing business coverage options for small and mid-sized companies.

• Allstate – National carrier offering business owners policies and commercial packages.

• Chubb – Specializes in tailored coverage for mid-size and large businesses.

• CNA – Leading commercial insurer providing all standard business policies.

• Travelers – Offers specialized professional liability insurance plans for professionals like doctors, lawyers and architects.

How to Find the Best Insurance Rates in Oklahoma City

The key to finding affordable insurance in OKC is to:

• Compare quotes from both national and regional insurers
• Leverage all available discounts like bundling policies
• Work with an independent insurance agent who can quote multiple companies
• Ask about all available discounts to maximize savings
• Maintain good driving record and credit history for the best auto rates
• Keep home well-maintained and upgrade protective devices to reduce risk
• Raise deductibles to lower premium costs

With some comparison shopping, Oklahoma City consumers can find high quality insurance protection at competitive rates from the area’s leading insurers.