Finding the Best Car Insurance Rates Near Summit and Military with Freeway Insurance

Finding affordable car insurance is crucial for drivers in West Palm Beach, especially around busy intersections like Summit Boulevard and Military Trail. This area is home to lots of shops, restaurants, schools, and housing, so there’s plenty of traffic. That’s why working with a local insurance agency like Freeway Insurance can help drivers find the right coverage at the best price.

Why Drivers Near Summit and Military Need Good Car Insurance

With so much activity around Summit and Military, accidents can happen more frequently. From 2003 to 2012, there were over 1,100 crashes reported at the intersection of Summit and Military. That makes it one of the top 20 crash intersections in Palm Beach County.

Having solid car insurance is important to help cover repairs and medical bills if an accident does occur. Florida is a no-fault insurance state, so your insurer will pay some of your bills regardless of who caused the crash. But there are limits to the no-fault coverage, so additional liability and collision coverage is recommended.

Full coverage car insurance generally includes:

  • Bodily injury liability – covers injuries to others if you cause an accident
  • Property damage liability – covers damage to others’ vehicles/property if you are at fault
  • Collision – repairs damage to your car from an accident, regardless of fault
  • Comprehensive – covers damage to your car from theft, vandalism, weather, animals
  • Uninsured motorist – covers your costs if you’re hit by a driver with no insurance

With all the traffic near Summit and Military, having 100/300/100 liability limits and comprehensive/collision coverage with $500 deductibles could be wise. This provides $100,000 per person and $300,000 per accident in bodily injury coverage, plus $100,000 for property damage. The comprehensive and collision coverage takes care of damage to your own vehicle with affordable deductibles.

How Freeway Insurance Can Help Find the Best Rates

With so many insurance companies to choose from, it can be overwhelming trying to find the right car insurance for your needs and budget. That’s where working with an independent insurance agency like Freeway Insurance helps.

As an independent agency, Freeway Insurance has access to quotes from over 30 top insurers. This allows them to compare rates side-by-side and find the most affordable options based on your specific situation.

Some of the ways Freeway Insurance may be able to save Summit and Military area drivers money include:

  • Comparing quotes – With quotes from so many carriers, chances are good one will offer you a lower rate than what you’re currently paying.

  • Bundling policies – You can often save up to 15% when you bundle auto with renters, homeowners, condo, or life insurance.

  • Good driver discounts – Most companies offer a discount for drivers with no accidents or violations for 3-5 years.

  • Defensive driver discounts – Taking an approved defensive driver course can save up to 10%.

  • Usage-baseddiscounts – Using a program like Drivewise or Snapshot to track safe driving habits may earn a discount.

  • Military discounts – Both current and former military members are eligible for a discount around 10-15% from most insurers.

  • Good student discounts – Full-time students under 25 who maintain a B average or better can save up to 25%.

  • Low mileage discounts – Driving less than the typical 12-15,000 miles per year can lower your rates.

  • Anti-theft discounts – Cars with anti-theft systems like alarms and VIN etching may qualify for savings.

Getting quotes from Freeway Insurance is quick, easy and free. You can do it online at, over the phone by calling (800) 777-5620, or by visiting their local office at 1020 S Military Trail, West Palm Beach, FL 33415.

What Sets Freeway Insurance Apart

In addition to finding drivers the lowest rates, Freeway Insurance also provides award-winning service, helpful resources, and strong community support.

Some things that set Freeway Insurance apart include:

  • Local expertise – With an office right off Summit and Military, their agents understand the West Palm Beach area and insurance needs.

  • A+ rating – Freeway Insurance maintains an A+ rating with the Better Business Bureau, showing their commitment to fair practices and satisfaction.

  • 24/7 claims service – Their claims team is always available to help customers through the claims process.

  • Complimentary services – Policyholders get free roadside assistance, ID theft protection, registration renewal reminders and more.

  • Payment options – They offer convenient monthly payment plans at no additional cost.

  • Policy discounts – Ongoing policy discounts are available, including multi-car, safe driver, longevity and more.

  • Community involvement – Freeway Insurance actively supports local schools, shelters, charities, sports teams and more.

Military Customers Near Summit and Military Can Save Even More

One great perk for military personnel and veterans around Summit and Military is Freeway Insurance’s military discount. Most major insurers offer around 10-15% off for current and former military members.

To get the Freeway Insurance military discount, you’ll need to show proof of service. This usually requires a valid military ID card, discharge paperwork (DD 214) or service-related ID. Both active duty and veterans qualify.

The military discount applies to auto insurance as well as other policies like:

  • Motorcycle
  • Boat
  • RV
  • Homeowners
  • Renters
  • Condo

Combining the military discount with other discounts and comparing quotes from multiple carriers gives military families the best chance at maximum savings.

In addition to discounts, military members appreciate Freeway Insurance’s flexible payment options. They can offer monthly recurring payments from a checking account or credit card to make budgeting easier. Freeway also has experience handling insurance needs during deployments or PCS moves.

Start Saving on Your West Palm Beach Car Insurance Today

Finding quality insurance coverage without overpaying is crucial for West Palm Beach drivers near busy intersections like Summit and Military. Working with a reputable local agency like Freeway Insurance is the best approach. Not only can they compare quotes from top insurers, they also provide strong customer service, community support and discounts like the military discount.

To see how much you could save for yourself, get a fast, free quote online at or give them a call at (800) 777-5620. You can also stop by their West Palm Beach office across from TD Bank at 1020 S. Military Trail. Whether you have military ties or not, Freeway Insurance will strive to find their Summit and Military area neighbors an excellent rate.

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Is Freeway Insurance legit?

It’s also a good option for drivers who have a poor driving record, low credit score or DUI history. However, Freeway does not underwrite its own car insurance policies. It partners with reputable companies, like Dairyland, Progressive and Kemper Auto, to sell auto insurance.

Does military cover car insurance?

Military car insurance offers the same basic coverages found in traditional policies, like liability, comprehensive and collision. Military members can receive low car insurance rates with USAA or discounts on their auto insurance policies with providers like Geico.

How long has freeway insurance been around?

History. Freeway Insurance was founded in 1987 by Kelly Turton in Orange County, California.

Does my car insurance cover me in Hawaii?

Hawaii is a considered a “no-fault state”, which means your motor vehicle insurance company will pay the bills for your injuries and your passengers’ injuries up to the personal injury protection benefits (“PIP”) limit.

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