Federal student loans and private student loans, also referred to as alternative student loans, are both options for students who require financial aid for college. While private loans are typically made by private banks, credit unions, state agencies, or other financial institutions, federal student loans are directly issued by the federal government. Federal student loans … Read more
Note from the Editor: This article’s content is solely based on the author’s opinions and suggestions. It might not have received approval from any of our network partners through reviews, commissions, or other means. Compared to other popular forms of financing, the Federal Housing Administration (FHA) streamlines the mortgage application process. The catch: Lenient borrowing … Read more
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The majority of the items featured here are provided by our partners, who pay us. This could affect the products we write about as well as where and how they appear on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our affiliates, and this … Read more
Note from the Editorial Board: Forbes Advisor partners’ links may earn us a commission. Commissions do not affect our editors opinions or evaluations. It can be difficult to get business financing, especially if your credit is bad. If they have bad personal credit, small business owners may be left wondering if they can obtain a … Read more
Let’s face it, having bad credit can be a hassle, especially if you’re the one trying to live with it. Have you given much thought to the viability of no credit check loans? Bad credit borrowers can now get the money they need while establishing their creditworthiness thanks to the accessibility of no credit check … Read more
Generally speaking, the legal foreclosure process cannot begin within the first 120 days of your mortgage default. After that, the length of time until a real foreclosure sale varies by state once your servicer starts the legal process. Share this. Act immediately if you are having trouble paying your mortgage. To learn if you have … Read more
Once the wedding bells have rung, it is customary to include the spouse in the deed to a home. But it’s also typical to forget to name her as an insured on the homeowners policy. Additionally, most lenders won’t just add a spouse to an existing mortgage because they might want to refinance instead, which … Read more
Your age determines whether you qualify for a reverse mortgage more than any other factor. You may be eligible for the federally insured Home Equity Conversion Mortgage (HECM) program if you are 55 years of age or older and meet the reverse mortgage age requirement. Reverse mortgages are loans that are insured by the Federal … Read more
Between struggling Americans and when they will receive their next paycheck, payday loans help. But traditional payday loans have been banned in many states because of their exorbitant fees and high interest rates. However, it doesn’t appear that this has decreased the number of lenders preying on people in need of an urgent infusion of … Read more