Making sure their children grow up in a safe and healthy environment is a priority for many people â including single parents. If youâre a single parent looking to buy a home for your family, considerations like finding the best home loan option are well worth your time and attention. While there are no âsingle … Read more
A negative bank account is a red flag for lenders, and many will reject your application for a cash advance or loan. The key to a successful financial future is to avoid an overdrawn checking account. If you miscalculate or make a mistake, finding ways to bring your account positive quickly is critical. A title … Read more
Getting a mortgage can be challenging when you have existing student loan debt. Many homebuyers wonder if lenders will approve them for a home loan when they already have monthly student loan payments. The good news is, you can get a mortgage even if you have student loans However, your student loan debt will impact … Read more
In spite of having sufficient income to afford a monthly mortgage payment, some would-be buyers defer a home purchase because they lack funds for a down payment. They assume a mortgage isn’t viable at the present time, but this thinking isn’t necessarily true. If you don’t qualify for a zero-down mortgage (ex. VA or USDA), … Read more
Most of us have experienced times when an unexpected expense or drop in income strained our finances. Medical bills, car repairs, job loss – life’s unpredictability can make it hard to keep up with regular bills If you’re facing financial hardship, a personal loan to consolidate and pay off bills may provide some relief. How … Read more
Purchasing land is an exciting step whether you plan to build a home, start a farm, or just enjoy the peace and beauty of your own property. But land can also be a major investment, with costs quickly adding up between the purchase price, taxes, development, and other expenses Financing the purchase through a land … Read more
Whether youâre constructing or buying a new modular home, have you decided how youâre going to pay for it? Modular homes are typically more affordable than traditional, onsite-built homes, and the application and financing processes are similar. Modular homes can be a great, affordable housing option to explore. Weâll outline your options for modular home … Read more
They sent me 500 and I never applied for a loan. Nor have I ever been on their site. Called the customer service number after my bank told me who sent me the money. And the guy couldn’t even find my account no matter what he used to look up my information. And then told … Read more
Personal loans allow you to borrow money for major expenses or consolidate high-interest debts. One option is a line of credit interest only loan. This loan works like a credit card, allowing you to access funds as needed up to a set limit. You only pay interest on the amount borrowed each month. The interest … Read more
Financing a barndominium can be a challenge, but being prepared will help you find a lender for your project. Farm credit lenders and local banks are your best bets for getting a new construction loan on a barndominium. Having the following items can help the process along as well: By knowing what to expect when … Read more