We are often asked how to get debts written off. Some debt solutions can do this. If you can’t make payments, the people you owe might agree to write off part or all of your debt. If you are unable to repay your debt within a reasonable timeframe, you may be eligible to apply for … Read more
Unveiling the Mystery: Discover’s Credit Bureau Preferences Have you ever wondered which credit bureau Discover uses to assess your creditworthiness when you apply for one of their coveted credit cards? Well, wonder no more! This comprehensive guide will delve into the depths of Discover’s credit reporting practices, shedding light on their preferred credit bureaus and … Read more
Yes, you can get a mortgage with a lot of debt, but it will be more challenging and you may have to make some sacrifices. The good news is that there are ways to improve your chances of getting approved, even if your debt-to-income ratio (DTI) is high What is Debt-to-Income Ratio (DTI)? Your DTI … Read more
Contrary to popular belief, there is no correlation between checking your credit score and a lower credit score. Checking your credit score and report on a regular basis can help ensure that all of your information is accurate, identify possible fraud or identity theft, and provide an indication of your current financial situation. The short … Read more
When a debt has gone into collections, you’d probably know you’ve run into financial difficulties. Even after you pay off the debt, having collections on your credit report can negatively impact your credit score for a considerable amount of time. Paying off debt is the most pressing issue, though. Successfully disputing inaccurate information is the … Read more
Your credit score for an auto loan may differ from your credit score for a mortgage or credit card because different models are used to calculate credit scores. You’re not alone if you’ve ever wondered why your credit score seems to fluctuate depending on where you check it. You actually have dozens, possibly even hundreds … Read more
Navigating the world of homeownership can be overwhelming, especially when it comes to understanding the intricacies of mortgage insurance. One common question that arises for potential FHA borrowers is whether they’ll be required to pay private mortgage insurance (PMI) with a 20% down payment The response is no, you won’t have to pay PMI with … Read more
A 401(k) is a company-sponsored retirement account that an individual can contribute to in order to get things started, as many people are aware. If you work for a company, they will typically add to or match that account. You ought to be able to take out loans from your 401(k) account, regardless of whether … Read more
The best strategy for first-time homebuyers to have a down payment for a property is to save for one, but there are instances when you need the money now. Perhaps the property of your dreams has just come up for sale, or you’ve had enough of renting. Whatever the reason, you’re ready to buy a … Read more
Disclaimer: This article is updated as of January 22, 2021. That being said, details regarding the PPP are subject to change, so stay tuned for updates either here or on the SBA website. If your business is struggling after nine months of COVID-19-related shutdowns and challenges, help is on the way. The “Economic Aid to … Read more