For most of us, having good credit is necessary to obtain financing, so credit is a means to a better life. Only there’s a big problem. Paying your bills on time isn’t always enough to keep your credit in good standing. Your criminal record could also be holding you back. Having a criminal record can … Read more
The worst thing a creditor can do when you send them a goodwill letter asking them to remove a negative mark from your credit report is to say no. It doesn’t hurt to inquire, even though it’s best not to get your hopes up about your FICO credit score skyrocketing after sending a goodwill letter … Read more
What is Advance Financial? Advance Financial is a fintech company established in 1996 and headquartered in Nashville, Tennessee They specialize in providing online financial services, including: FLEX Loans: These are short-term loans with flexible repayment options, allowing borrowers to withdraw funds as needed and pay them back at their own pace. Installment Loans: These are … Read more
To be eligible for a home equity loan or HELOC, you should probably have a FICO score of at least 680, though some lenders might require a score of 720 or higher. If you own a property, you can use the equity in it for almost anything, including financing home improvements or paying off high-interest … Read more
Owning a property is a common goal among people because it can accelerate the path to financial independence by allowing you to accumulate equity in an asset over time. Owning property can also give you a sense of belonging. You’ll have your own place as well as more control over your home. However, your credit … Read more
In today’s fast-paced world, financial emergencies can arise at any moment. Whether it’s an unexpected car repair, a medical bill, or a sudden need to cover essential expenses, having access to quick and reliable funding can be a lifesaver. This is where instant loans come into play, offering a convenient and efficient way to get … Read more
In a nutshell, having debts in collection typically indicates that someone else is attempting to collect money owed to your creditors on their behalf. Debt collection is a federally regulated process, and you have rights that collection agencies must respect. While debts in collection can negatively affect your credit scores, the severity of the impact … Read more
Have you ever dreamt of cruising down the open road in a sleek new car, but the thought of a hefty monthly payment has kept you grounded? Well, fret no more! This comprehensive guide will unveil the secrets of calculating your monthly payment on a $20,000 car loan, empowering you to make informed decisions and … Read more
Whether you want to start up in a new direction or expand your business, a $1 million business loan can help you propel yourself into the next stage of development. Securing a million-dollar loan can be a game-changer for your business, but it’s not a walk in the park Lenders will scrutinize your application, and … Read more
In the credit score range of 300 to 850, a score of 700 or higher is typically regarded as good. In the credit score range of 300 to 850, a score of 700 or higher is typically regarded as good. A score of 800 or above on the same range is considered to be excellent. … Read more