Can You Buy a House with a Charge Off?

A charge off on your credit report can make it difficult to buy a house, but it’s not impossible. There are a few things you can do to improve your chances of getting a mortgage, such as paying off the charge off, disputing it with the credit bureau, or waiting for it to fall off … Read more

The Black Card: A Symbol of Exclusivity and Limitless Spending

International humanitarian organizations claim they still encounter violence and practical challenges when attempting to provide aid throughout the famine-threatened region, following the death of World Central Kitchen aid workers in Gaza due to an Israel airstrike that drew international condemnation. A week after the World Central Kitchen attack, UNICEF spokesperson Tess Ingram tells TIME over … Read more

Can I Buy a Car with a 767 Credit Score?

Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 767 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders. Approximately 1% of consumers with Very Good FICO® Scores are likely to become seriously delinquent in … Read more

Is PMI Based on Purchase Price or Appraisal: A Comprehensive Guide

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4. 16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4. 24. 0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” vertical_offset=”-47px” hover_enabled=”0″ global_colors_info=”{}” width=”100%” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4. 16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4. 24. 0″ _module_preset=”default” global_colors_info=”{}”]. Buyers often want to know, “Is PMI based on appraised value?” The answer is not necessary. The Private Mortgage Insurance (PMI) calculation depends on the purchase … Read more

2-Out-of-5-Year Rule: Tax Savings on Your Home Sale

Selling your home can be a bittersweet experience. Although you’re eager to start a new chapter in your life, you may be concerned about the tax ramifications. But worry not—you can save a substantial amount of money on capital gains taxes by utilizing the 2-out-of-5-year rule. What is the 2-Out-of-5-Year Rule? If you’re single, you … Read more

Does Selling My Car Affect My Credit Score? A Comprehensive Guide to Navigating the Sale of a Financed Vehicle

Selling a car that is still under a loan agreement can indeed seem like a daunting task. The intersection of finance, debt, and major transactions like this can often cause some concern. Many people find themselves wondering if selling a financed car will have a negative impact on their credit. The apprehension is natural, given … Read more