Every time you apply for credit, the lender will probably make a “hard inquiry,” or pull your credit report, whether it’s for a retail credit card or a large mortgage loan. Each of them may appear on your credit report for a maximum of two years, but they shouldn’t have a longer-term impact on your … Read more
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
If you’ve ever applied for credit or a loan, it’s a feeling you’ll know well. Submit your application, hold your breath, hope that it goes through as you wait for a response. Yay or nay, accept or reject; it could be either one. Regardless of the result, have you ever wondered where a bank, credit … Read more
Living Debt Free No Mortgage. Those are the five words we now live by. Our goal in starting this blog was to inspire other documents by sharing our debt story. Whether you’re about to retire or are still in school, one of the keys to a successful retirement is to concentrate on paying off your … Read more
Despite the apparent simplicity of these two terms, it is crucial to comprehend the roles that creditors and debtors play in your company. You might discover that, depending on the details of your company, you are both a creditor and a debtor. Find out more with our comprehensive guide to the difference between debtors and … Read more
Often, if using your credit card means incurring a fee, its better to pay another way. Why spend more than you need to? But in some cases, the fee might be outweighed by rewards. For example, 29-year-old Keith Rosso and his wife Liz recently paid $58,857, including taxes and fees, for a Tesla Model 3 … Read more
Experian, TransUnion and Equifax now offer all U.S. consumers free weekly credit reports through AnnualCreditReport.com. You should wait to finance a new car until you are certain that your credit is in good standing, just as you wouldn’t go on a cross-country road trip without first checking your car’s tires and filling up the tank. … Read more
With bonus depreciation, businesses can accelerate the depreciation of eligible assets—like equipment—instead of writing them off over the asset’s useful life, which is intended to encourage business investment. This strategy can reduce a companys income tax, which in turn reduces its tax liability. Yes, you can and should, particularly if you’re a small business owner … Read more
Lets face it; big bulging biceps arent going out of style any time soon. Have you ever wondered how your biceps compare to average size? You’ve come to the right place; in this post, we cover average size (for both men and women), bicep anatomy, and building tips to help you reach your goal of … Read more
Unpaid debt is a type of derogatory remark that can appear on your credit report. A derogatory item indicates that you have not made the agreed-upon payment and could pose a credit risk to creditors. Negative comments may remain on your credit report for up to seven years (or even longer, depending on the comment). … Read more