So you’ve come into some extra cash and you’re thinking about putting it towards your mortgage. That’s a fantastic idea! But before you jump in, it’s important to understand the different ways you can use that money and the impact it will have on your monthly payments. Recast vs. Refinance: Two Paths to Lower Payments … Read more
Research Summary. American Express is one of the world’s most prestigious credit card companies. Despite not being the market leader, American Express has established a distinctive premium brand that sets it apart from rivals. American Express has a lot going for it, and it has the numbers to prove it. Take a look at the … Read more
Becoming an authorized user is a common tip for individuals trying to build their credit. As long as you’re making payments on time and neither of you accrues a significant amount of debt, you shouldn’t notice any changes to your credit reports. However, what about the people who are being asked to add authorized users? … Read more
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
Buying your first home can seem overwhelming, but take a deep breath; we’re here to help you. Knowing the steps and specifications for your first mortgage will help you prepare and identify any surprises up front, sparing you from needless hassles later on. All sounds good, don’t they? Let’s review the most typical requirements for … Read more
There’s a reason why it’s called personal finance—because money matters are extremely personal. If your application for a job requires a credit check, be aware that society, and some employers in particular, occasionally base their opinions about people’s moral character on how they handle their finances. This means that your credit history may have an … Read more
A credit card reporting due date is at least 30 days after the last payment. Unfortunately, some creditors or lenders donât disclose late payments until theyâre 60 days past the due date. Because of this, it’s critical to monitor the details on your credit report to be aware of any instances of late payments. You … Read more
At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts. Disclaimer: Just a gentle reminder that this post should only be used for educational purposes and as a helpful guide. HomeLight always advises contacting a qualified real … Read more
For those who are new to the home buying process, moving to a new location, or looking to refinance their current conventional or FHA mortgage, the FHA loan program offers flexible guidelines and low down payments to enable you to buy a home. 580 Credit Score- and only -3. 5% Down RELATED ARTICLES. FHA loan … Read more
If you’ve been using your credit card sensibly, you may be curious about an increase in your credit limit, also known as a credit line increase. There are no guarantees that a credit card company will increase your credit line. However, there are certain actions you can take—or continue to take—to increase your likelihood of … Read more