Your taxes don’t affect your credit scores. However, taking out a loan or credit card to pay your taxes can impact your credit scores. And missing your tax payments could hurt your creditworthiness even if it doesn’t affect your scores. Your taxes wont directly affect your credit scores one way or the other. Paying your … Read more
Debt-free people are a rare breed . especially in today’s world. Almost everyone has fallen for the myth that having a high FICO score, an abundance of credit card points, and a full mailbox of credit card applications is the only ways to achieve financial tranquility. Consequently, you might assume that people who live debt-free, … Read more
Saving some of our income creates the foundation to build wealth. Our savings form the base. Any investment gains are built on top of these savings. If you don’t have a base, you won’t have much in investment gains. There’s an age-old rule of thumb: save 10% of your income. Better savers save 20% of … Read more
Unlocking the Power of Your Home’s Equity: A Comprehensive Guide to HELOC Repayment A home equity line of credit is a potent financial tool that can be accessed with the substantial investment of owning a property (HELOC) However, great power also comes with great responsibility, so before you dive in, make sure you understand the … Read more
If you shop at Amazon, you might be considering applying for one of their credit cards, such as the Amazon Prime Rewards VISA Signature Card, the Amazon Rewards VISA Signature Card, or the Amazon Prime Store Card. You should be aware of the requirements for eligibility and how your credit profile stacks up against them … Read more
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3. 22″][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4. 6. 0″ _module_preset=”default” custom_padding=”0px|||||”][et_pb_column type=”3_5″ _builder_version=”4. 6. 0″ _module_preset=”default”][et_pb_text admin_label=”Text” _builder_version=”4. 6. 0″ _module_preset=”default” text_text_color=”#000000″ header_text_color=”#0c71c3″ header_line_height=”1. 2em” header_2_text_color=”#0c71c3″ header_2_line_height=”1. 5em”]. The best day of the month to make an additional payment is the last day the lender will credit you for the current month, rather than waiting … Read more
Ever dreamed of owning your own home? Well, you’re not alone. Millions of Americans share the same dream, and many of them are considering a $250,000 mortgage to make it a reality. But before you jump in, it’s crucial to understand how much that monthly payment will be. This comprehensive guide delves deeply into the … Read more
If you have a paper check that needs to be cashed but don’t have a bank account, you can still cash the check at the bank that issued it or at a check cashing store. The majority of people deposit checks into their bank accounts, cash them at their bank, or, if they have proof … Read more
A perfect credit score is the highest score you can achieve within a credit scoring system. Depending on the credit scoring system being used, its numerical value may differ, but it is still the ultimate goal for individuals aiming for the highest possible scores. Credit scores estimate the probability that you won’t be able to … Read more
You should determine whether you owe the debt, determine a reasonable payment schedule, and present the debt collector with a repayment proposal before engaging in negotiations. In this comprehensive guide, we’ll delve into the world of debt settlement, exploring its intricacies and empowering you with the knowledge to navigate this process effectively. We’ll cover everything … Read more