The card is basically debt-proof, but youll have to be OK with opening a Chime account. It should be noted that there are no upgrade paths or rewards, and the training wheels won’t be the same on other unsecured cards you may get in the future.
Yo, what’s up, peeps? Ever wondered if you can get some sweet, sweet cash off your Chime Credit Card? Well, wonder no more, my friend, because I’m here to spill the tea. ☕️
The Short Answer:
Heck yeah, you can! Just like your trusty Chime Debit Card, you can strut on down to any of those 60,000+ ATMs scattered across the land and snag some cash, no fees attached That’s right, you can hit up your local Walgreens, 7-Eleven, CVS, or any other participating retailer and get your hands on some green.
The Long Answer:
Now, before you go sprinting to the nearest ATM like a cheetah on a sugar rush there are a few things you need to keep in mind:
- That 0% APR is pretty sweet, but it doesn’t last forever. You only get that sweet, sweet interest-free period for the first 7 months. After that, it’s like any other credit card, so make sure you’re paying it off regularly to avoid getting hit with those pesky interest charges.
- There’s a limit to how much you can withdraw. You can only take out a maximum of $1,000 per day, so don’t go thinking you’re gonna be rolling in dough like Scrooge McDuck.
- Not all ATMs are created equal. Some ATMs might charge you a fee, so make sure you check before you withdraw. You don’t want to get caught with your pants down, financially speaking.
So, there you have it, folks. The lowdown on getting cash off your Chime Credit Card. Now go forth and conquer those ATMs! ✊
Frequently Asked Questions (FAQs)
Q: Can I use my Chime Credit Card to withdraw cash outside the US?
A: Unfortunately, no. As of right now, you can only withdraw cash from ATMs within the US. So, if you’re planning a trip abroad, you might want to bring another card along for the ride.
Q: What happens if I lose my Chime Credit Card?
A: Don’t sweat it! Just call Chime’s customer service line and they’ll help you out. They’ll cancel your old card and send you a new one, so you can get back to swiping and withdrawing in no time. ☎️
Q: Can I use my Chime Credit Card to make online purchases?
A: Absolutely! Your Chime Credit Card is just like any other credit card, so you can use it to buy stuff online, in stores, and pretty much anywhere else that accepts Mastercard. ️
Additional Resources
- Chime Credit Builder Card FAQs: https://help.chime.com/hc/en-us/articles/17192808225943-Can-I-withdraw-money-from-an-ATM-with-my-Credit-Builder-card
- Chime Credit Builder Basics: https://www.chime.com/blog/credit-builder-basics-everything-you-need-to-know/
So, there you have it, my friends. Everything you need to know about getting cash off your Chime Credit Card. Now go forth and conquer those ATMs! ✊
No credit check
When you apply for most credit cards, even secured ones, a hard inquiry is made on your credit report to assist the credit card issuer in determining your creditworthiness. These hard pulls have the potential to temporarily lower your credit scores by a few points, even if you are later approved for the card. This is not ideal if you are new to credit. However, the Chime Secured Credit Builder Visa® Credit Card does not run a credit check at the time of application, making it an excellent choice for people with bad credit or no credit.
Autopay feature makes on-time payments effortless
One variation on the autopay option found on more conventional credit cards is the Safer Credit Building feature, which can stop an unintentional missed payment.
The entire amount you spend with the card is placed on hold in your Credit Builder secured account each time you make a purchase. Once your bill is due, the on-hold money is automatically used to pay it. This keeps you from paying late and not having the money available to pay your bill in full.