Auto Loan Rates San Diego

Find the most affordable rates for a car loan with a $25,000 loan amount and for a 5-year auto loan in California. To find the best car loan for your vehicle in California, compare payments and rates. For more details about each offer, click on the lender links below.

California 5-Year Auto Loan

December 12, 2022 Average Rate: 5.60%

APR (Annual Percentage Rate) is the rate used to express finance charges as an annual rate by incorporating monthly compounding fees.

BestCashCow bases its rates on a loan amount of $25,000 and a number of variables, such as credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.

Rates for new auto loans are based on a $25,000 loan in California for a new car purchase transaction. Discounts, which are expressed as a percentage, show the amount of the rate reduction for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution. Rates are subject to change without notice.

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What is a good interest rate on a car loan right now?

The average auto loan interest rate is 5. 16% for new cars and 9. Experian’s State of the Automotive Finance Market report for the third quarter of 2022 states that the percentage for used cars is 34%. You’ll have the best chance of obtaining a rate for new cars below 4% with a credit score of at least 780.

Is 3% a good auto loan rate?

Finding a good auto loan interest rate can be challenging because it largely depends on the applicant. That said, yes, 3. For the majority of car loan borrowers, 5% is a good interest rate. Generally, individuals with fair to excellent credit scores can find interest rates between 3% and 4%. 5% on 36-month car loans.

Is 2.9% a good rate for an auto loan?

If the interest rate on a new car you’re purchasing is 2 9% APR, you may be getting a bad deal. However, whether or not this is the lowest rate available will depend on a number of variables, including the state of the market, your credit history, and the manufacturer’s incentives currently available on the vehicle you want.

What is the average 72 month car loan rate?

Additionally, terms of 72 and 84 months are typically only offered for larger loan amounts or for completely new models. Average Interest Rates by Term Length. Auto Loan TermAverage Interest Rate60 Month4. 37%72 Month4. 45%.