Bella Mertz For a $20,000 loan, you’ll typically need good to excellent credit, though some lenders will work with borrowers who have bad credit. We want to provide you with the knowledge and assurance you need to make your finances better. All opinions are our own, despite the fact that we receive payment from our identified partner … Read more
Note from the Editor: This article’s content is solely based on the author’s opinions and suggestions. It might not have received approval from any of our network partners through reviews, commissions, or other means. A personal loan can be helpful in some situations, but if you fall behind on payments, it can cause you a … Read more
You really do have several options available to you right now if you want to be a homeowner but your credit is less than perfect. Even if your credit report shows slow payments, judgments, repossessions, foreclosure, or bankruptcy, purchasing a mobile home or manufactured/modular home is a fantastic choice with very attractive financing options available. … Read more
Personal loans are an incredibly versatile financial product. Personal loans, unlike other installment loans like auto loans or mortgages, do not have a predetermined use for which you must use them. Personal loans are available in almost any combination of terms, sizes, and purposes. However, before approving a personal loan, lenders check credit scores, just … Read more
You will typically need to obtain an appraisal on the property if you’re applying for a home loan through the Federal Housing Administration (FHA). The purpose of this appraisal is to confirm that the property is worth what it is being listed for and to determine whether any repairs are necessary before a mortgage can … Read more
The rates at which banks and other mortgage lenders can lend money to clients with the best credit histories are known as prime mortgage interest rates. Prime mortgages can be either fixed or adjustable rate loans. More often, subprime mortgage loans are adjustable rate mortgages (ARMs). A subprime mortgage is typically a type of loan … Read more
Many small businesses have relied heavily on help from the Small Business Administration (SBA), especially during the COVID period. Financial assistance, in the form of loans to small businesses, is one of the main types of support that the SBA offers. During non-emergent times, getting an SBA loan can be difficult. They have stringent requirements … Read more
The majority of the items featured here are provided by our partners, who pay us. This could affect the products we write about as well as where and how they appear on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our affiliates, and this … Read more
The majority of the items featured here are provided by our partners, who pay us. This could affect the products we write about as well as where and how they appear on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our affiliates, and this … Read more
Certain types of loans may be tax deductible, although the specifics vary depending on your individual situation. Generally speaking, loans that are used to finance business activities or investment opportunities may be deductible, as long as the funds are used for specific purposes that are determined by the Internal Revenue Service (IRS). Additionally, certain home … Read more