Bella Mertz Insiders’ experts pick the top goods and services to assist you in making wise financial decisions (here’s how). Although we occasionally receive commissions from our partners, all opinions expressed here are our own. Terms apply to offers listed on this page. The bottom line: PenFed is fantastic for borrowers who want to refinance their loan … Read more
PenFed Credit Union provides beneficial benefits on its mortgage loans for home purchases and refinances, such as lender credits and waived closing costs. We want to provide you with the knowledge and assurance you need to make your finances better. All opinions are our own, despite the fact that we receive payment from our identified … Read more
We are an independent, advertising-supported comparison service. Our mission is to empower you to make more informed financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, allowing you to conduct free research and information comparisons, and publishing original and objective content. Partnerships between Bankrate and issuers like … Read more
Navient offers finance and business processing for investors, and it can help you manage the repayment of loans from Education Solutions. With its headquarters in Wilmington, Delaware, Navient is an American business that offers services and collects student loans. The company, Sallie Mae Bank and Navient, was established in 2014 to manage more than 12 … Read more
The Equal Credit Opportunity Act (ECOA) and Regulation B were the subject of a notice and request for information that the CFPB published last year. The CFPB sought comments and information specifically to “identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and … Read more
Do you want to qualify for a mortgage based on the cash flow produced by your investment property instead of having to provide information about your employment, tax filing status, paystubs, W2s, etc. ?. Most DSCR loans have a maximum LTV of 80% — you will need a down payment of at least 20% to … Read more
You can have a cosigner on your FHA loan. Cosigners don’t pay the mortgage each month, but they can use their income to increase your chances of getting an FHA loan. Basically, FHA lenders will combine all borrowers’ and cosigners’ income, assets, and debts, which could help the entire party meet minimal requirements (e. g. … Read more
I’m trying to purchase a new car with 0% APR financing for 60 months. Why do we keep getting turned down for a car loan even though we have good credit? Despite having a 707 credit score, I was rejected We were rejected again after I added my mother to the loan because she has … Read more
Millions of federal and private student loan borrowers have their loans serviced by American Education Services. If you have AES student loans, you might have inquiries regarding this organization and how it can support you during the repayment process. You should be aware of the following if you have student loans with AES. Are private … Read more
We understand how thrilling it can be to purchase your very first car, but we also understand that it can come with plenty of questions and confusion. We at Green Light Auto Credit are fully committed to ensuring that our customers in the St. Louis area have a positive, painless, and feasible first-time car buying … Read more