Bella Mertz Going through bankruptcy can be an extremely difficult and stressful experience. It often leaves borrowers wondering if homeownership is still possible after such financial hardship. The good news is that bankruptcy does not have to derail your dreams of owning a home, especially if you plan to apply for a USDA loan. In this comprehensive … Read more
VA loans are mortgage loans backed by the US. Department of Veterans Affairs that help eligible veterans, active duty service members, and surviving spouses finance a home Texas has one of the largest veteran populations in the country, so VA loans are very popular for homebuying in the state. This comprehensive guide covers everything you … Read more
Getting a mortgage can be an exciting yet stressful time. As a homebuyer you want to secure the best possible loan terms to fit your needs and budget. That’s why choosing the right loan officer is crucial. While most mortgage lenders are ethical professionals who want to find you the perfect loan, unfortunately there are … Read more
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Homeownership can be expensive, but with the right mortgage, you can save thousands of dollars over the life of your loan. With so many options available for borrowers, home buyers may forget about government-backed programs like the USDA loan. USDA loans are guaranteed by the Rural Development Guaranteed Housing Loan program from the US Department … Read more
As a single parent, buying a home can seem daunting. You may worry about qualifying for a mortgage or coming up with a down payment on one income. But the truth is, there are plenty of great single parent home loan options out there. You just need to know where to look. In this detailed … Read more
Aspiring Arizona homebuyers with low credit scores or limited down payment savings may qualify to buy a home with the help of an FHA loan insured by the Federal Housing Administration. For 2024, Arizona residents purchasing a single-family home have loan limits that range from $498,257 to $530,150. Maricopa County located in central Arizona is … Read more
If you’re looking to build your dream home from the ground up a construction to permanent loan can be a great financing option. With this type of loan you get a single loan to cover both the construction phase and the permanent mortgage once the home is completed. But before you can get approved, you’ll … Read more
Self-employed borrowers might be able to submit tax returns, bank statements, or other documentation as proof of income for a personal loan. Editorial disclosure: Please note that this article contains affiliate links. If you click through and purchase a product from one of our advertising or lending partners, we may earn a commission. The amount … Read more
VA loans provide veterans incredible home mortgage options. But, these loans also differ slightly from their non-VA counterparts. This means veterans can expect some extra steps during the closing process. As a result, we’ll use this article to answer the question: how long does a VA loan take to close? Getting a VA loan to … Read more