Bella Mertz A Loan Estimate (LE) form is not just required by law. Its a powerful weapon in the battle for lower mortgage costs. If you want to negotiate a better mortgage rate, the Loan Estimate form is your pal, your buddy, and your ally. Mortgage lenders must provide one within three business days when you apply … Read more
Department of Veterans Affairs (VA) loans are an attractive mortgage financing option for qualifying home buyers. If youâre an active-duty military member, a veteran or a surviving spouse, you can enjoy lower mortgage rates, limited closing costs and little to no down payment if you meet certain eligibility requirements for a VA loan. However, if … Read more
Whether youre a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.580 Credit Score- and only -3.5% Down RELATED ARTICLES FHA loan limits were established to define how much … Read more
Going through a divorce can be an emotionally and financially difficult time. If you jointly own a home with your former spouse, deciding what to do with the mortgage can add extra stress. Refinancing the loan is often a smart option to consider. In this comprehensive guide, we’ll explain everything you need to know about … Read more
Purchasing land to build a home or farm on is an exciting next step for many Idaho residents. But land can be a major investment, often requiring financing help. That’s where land loans come in. Land loans also called lot loans help provide the funding to buy your ideal parcel of land in Idaho. In … Read more
It’s possible to use a VA loan for a second home, but this process isn’t as easy as simply finding a lender and applying for another mortgage. There are quite a few different rules you’ll need to follow to ensure that you qualify. With that in mind, here’s a look at what you need to … Read more
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
“Can I get an FHA loan for a second home?” is a common question among homeowners wanting to purchase a secondary property as their primary living space. In this guide, you’ll learn all about getting an FHA loan for a second home, including the requirements and conditions. FHA loans are a popular mortgage option, known … Read more
Getting approved for a mortgage can seem daunting, especially if you have little to no credit history. However, there are ways to get a home loan even if you don’t have an established credit score. In this article, we’ll walk through the step-by-step process for qualifying for and obtaining a mortgage when you have no … Read more
If you’re a veteran or active military looking to buy a home, you likely know about VA loans. VA loans offer great benefits like no down payment and flexible credit requirements. But can you get more than one VA loan? The short answer is yes, you can get multiple VA loans throughout your life. However … Read more