Bella Mertz If you’re struggling to make your monthly loan payments, you may be considering applying for a loan modification. A loan modification allows you to change the terms of your loan to make your payments more affordable. This can provide much-needed financial relief especially if you’re facing hardship. But before moving forward with a modification, it’s … Read more
Whether youâre constructing or buying a new modular home, have you decided how youâre going to pay for it? Modular homes are typically more affordable than traditional, onsite-built homes, and the application and financing processes are similar. Modular homes can be a great, affordable housing option to explore. Weâll outline your options for modular home … Read more
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
The right investment property can help you generate rental income. If you can’t, or don’t want to, pay cash, you’ll need an investment property loan. The right investment property loan can make all the difference in whether or not your investment property is profitable—or a financial burden. Here’s how to find investment property loans and … Read more
If you’re looking to buy a vacant plot of land to eventually build a home or start a business on you may need to get a special type of loan called a lot loan or land loan. These loans can help finance the purchase of land without any structures on it. But how exactly do … Read more
With rates as low as X.XX% APR1, a personal loan can help you buy a car from a private party. Were having trouble displaying personal loan rates. It shouldnt last long, so please try again shortly. Purchasing a new or used car is an exciting experience. However, it also requires a significant financial investment. Many … Read more
The time it takes to receive funds from a home equity loan or HELOC varies based on the length of the application, the lender’s processing time, and the appraisal process. Most home equity lenders disburse funds in two to four weeks. However, we’ve found a lender that can release your funds in as little as … Read more
Loans from a trust can be a great financial tool but they can be complicated and tricky!getty So, you have an irrevocable trust (or several) and you want to take a loan from the trust. While that might sound simple it really may not be as simple and you think, and you should discuss the … Read more
Fortunately, you can always recover from bad credit, no matter how low your credit score is.Using installment loans to rebuild credit is one of the best ways to turn things around and increase your credit score. While you should be proactive about remedying your bad credit, that doesn’t mean you should rush out and jump … Read more
Consolidating debt is one of the most common reasons people take out a home equity line of credit, or HELOC. It’s the second-most-popular use after home renovations, according to a MarketWatch Guides survey. But should you use a HELOC to pay off a car loan as part of that? There are some advantages to doing … Read more