Bella Mertz Assuming a loan agreement can be a great way to purchase a home without taking out a new mortgage But it does come with some risks and requirements, Here’s what you need to know about assuming someone else’s mortgage loan What is a Loan Assumption? An assumption of loan agreement is when a new buyer … Read more
Getting approved for an FHA loan can be easier than other mortgage loans thanks to low down payments and flexible credit requirements. But you may be wondering – can you have more than one FHA loan at the same time? The short answer is yes, you can have multiple FHA loans under certain circumstances. However, … Read more
Making sure their children grow up in a safe and healthy environment is a priority for many people â including single parents. If youâre a single parent looking to buy a home for your family, considerations like finding the best home loan option are well worth your time and attention. While there are no âsingle … Read more
When you are looking to get approved for auto financing there are many things you will want to consider. Beyond the length and term of your auto loan, you’ll also want to be sure that you are getting into a car that suits your needs and is affordable for you. At our used car dealership, … Read more
When you first got your mortgage, you might have applied with a spouse or other co-borrower to get better mortgage terms, split the financial responsibilities or simply because you wanted to live together. But naturally, life happens, and things change. Maybe you’re getting a divorce, or you’ve decided you want to live on your own. … Read more
Buying land and building a custom house from the ground up can be an exciting and rewarding experience. You get to design every aspect of your dream home exactly how you want. However it also requires careful planning and financing. Securing loans for buying land and constructing a new house can be complicated but is … Read more
Summary: Loan Borrowers need to understand the differences between home loan and mortgage to prevent the misconception that may lead to problems. Read here. Getting a home loan or mortgage can be a confusing process for first-time homebuyers. You may have heard the terms “home loan” and “mortgage” used interchangeably. However, while related, they are … Read more
There are many reasons why you may not have credit. You could be young and just starting out. An immigrant who is new to our financial system. Or perhaps you’ve operated on cash and haven’t participated in the credit system to date. Whatever the reason, we have a way to help you slowly and securely … Read more
California is home to over 10 million veterans, making it the state with the largest veteran population in the country. With sunny weather a booming economy and plenty of great places to live, it’s no wonder so many veterans choose to settle in the Golden State after leaving the military. One of the best benefits … Read more
Buying a house is an exciting milestone in life. However, it can be challenging if you have no credit history. You may wonder, “How do I get a mortgage with no credit?” The good news is, it is possible to get approved for a home loan even if you don’t have an established credit score. … Read more