Will Loan Rejection Affect My Credit Rating?

Although your credit report indicates that a credit application was made, it does not indicate if the application was accepted or denied for a loan or credit card. So, being denied for credit won’t show up on your credit report. Usually, a lender will review one or more of your credit reports and credit scores … Read more

Can a Background Check Legally Ask for All My Bank Accounts and Brokerage Information?

Financial institutions have to be very selective about who is qualified to handle financial resources and sensitive company and customer information because of the complicated financial regulations and increased security requirements. You should always conduct a financial services background check on all applicants and compare them to important sanctions and watch lists in order to … Read more

Who Is the Fastest Mortgage Lender?

In today’s fast-paced world, where time is of the essence, finding a mortgage lender who can deliver a quick turnaround time is crucial. Whether you’re a first-time homebuyer eager to move into your dream home or a seasoned homeowner looking to refinance and secure a lower interest rate, a fast mortgage lender can make all … Read more

How Long Do You Pay Mortgage Insurance? It Depends on the Type of Loan

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more