Bella Mertz

It’s every home-owner’s worst nightmare. They receive a notice from their mortgage company that reads something like this: They are already deeply in debt, and the rising cost of living crisis is making it difficult for many families to make ends meet. You have 30 days to pay back your entire mortgage balance in full, … Read more

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more

Have you received a notice that your bank account has been frozen? This can be a stressful and confusing situation, especially if you’re unsure why it happened or what your options are Don’t worry, we’re here to help This guide will explain why creditors can freeze your bank account, what your rights are, and how … Read more

If your credit score is 728, you are right in the middle. As of 2021, the average FICO score for a consumer in the United States is 714, according to Experian, with a score between 670 and 739 generally regarded as good. An average credit score of 728 indicates that you typically pay your bills … Read more

In order to obtain a loan, borrowers who want to buy or refinance a home must be approved by a lender. Banks must confirm the borrower’s financial details and might ask for the completion and mailing of a proof of deposit/verification of deposit (POD/VOD) form to the borrower’s bank. The borrower may be required to … Read more

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more

First and foremost, SoFi Learn wants to be a helpful tool for you as you travel through your financial journey. We’re here to help! Read more We develop content that covers a variety of financial topics. Sometimes, that content may include information about products, features, or services that SoFi does not provide. Our goal is … Read more

Yes, Wells Fargo reports to TransUnion. As one of the three major credit bureaus, TransUnion plays a crucial role in determining your creditworthiness and influencing your access to financial products and services. Wells Fargo, like most major financial institutions, relies on TransUnion’s data to make informed lending decisions. Understanding Credit Reporting: When you apply for … Read more

Raising a credit card’s limit is just a way to spend more than you can afford, right? Not always. In fact, increasing the limit can have a number of upsides if you manage your credit wisely. For instance, it can assist you in efficiently handling large purchases, repairing your credit, or using credit to cover … Read more

Credit card debt can be easy to accumulate, especially in todays inflationary environment. And, nearly half of the American population owes balances to credit card companies right now. About 56 million of them have had revolving debt for more than a year. If you have a sizable debt load, you might be looking for quick … Read more