The Benefits of Choosing an Unsecured Loan

We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more

Unlocking Home Equity Without Income Verification: A Guide to No-Doc Home Equity Loans

Getting a home equity loan without having to verify your income can seem daunting. Traditional lenders typically require proof of income which can be a roadblock for retirees the self-employed, and those with unconventional income streams. However, there are ways to tap into your home’s equity even if you can’t document your earnings in the … Read more

Will a VA Loan Cover a Manufactured Home? A Complete Guide

A VA loan for a manufactured home can offer military borrowers a low-cost, accessible path to homeownership. Manufactured homes are roughly half as expensive as traditional site-built homes on a per-square-foot basis, and VA loans typically offer competitive interest rates and loan terms. However, only VA-approved lenders can provide VA loans for manufactured homes. In … Read more

Are FHA Loans Assumable? What Borrowers Need to Know

Whether youre a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.580 Credit Score- and only -3.5% Down RELATED ARTICLES FHA loan limits were established to define how much … Read more

How Much Do Mortgage Loan Originators Make Per Loan?

Becoming a mortgage loan originator can be a lucrative career path. But how much do these professionals actually make per loan they originate? In this article, we’ll break down the typical commission structures and income potential for mortgage loan originators. What Does a Mortgage Loan Originator Do? First let’s review the role of a mortgage … Read more

Can I Use My House as Collateral for a Loan?

Even for the most financially healthy people, loans can sometimes be difficult to obtain, especially larger ones. However, if you need a loan, options are available to help you get one, including using owned land or land that was gifted to you as collateral. By using land as collateral for a loan, lenders are more … Read more